Employment Practices Liability.
Employment Practices Liability is in Hedge's current published wholesale appetite for licensed retail insurance brokers. EPL for any commercial risk, including third-party (customer harassment). Published target coverage includes EPL with a published target of $3M / $3M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
Published target coverage.
These are starting-point lines and limits for a employment practices liability submission. Hedge confirms current fit, route, and available terms after account review.
Review coverage and submission requirements.
Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.
Stronger starting profile.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
What we need for placement review.
Including these items reduces back-and-forth. Additional underwriting information may be required.
- 01Employee count + state breakdown
- 02HR function: in-house or outsourced?
- 035-year claims history
- 04Recent layoffs / RIFs
State-specific differences.
For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.
Related classes.
Often relevant to a submission in this class.
Common questions.
Does Hedge write employment practices liability?
Employment Practices Liability is in Hedge's current published appetite. EPL for any commercial risk, including third-party (customer harassment). Hedge confirms current market fit and route after reviewing the account.
What does Hedge need to quote employment practices liability?
Employee count + state breakdown; HR function: in-house or outsourced?; 5-year claims history; Recent layoffs / RIFs. These items support placement review, but an underwriter may request more.
What limits and lines does Hedge offer on employment practices liability?
EPL target up to $3M / $3M. These are published targets, not promised terms. Available limits are confirmed after account and market review.
Does Hedge write EPL?
EPL is one way brokers describe employment practices liability. It maps to the same published Employment Practices Liability appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671