Employment Practices Liability in California is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. PAGA exclusion may apply. California exposure individually rated. EPL for any commercial risk, including third-party (customer harassment). Published target coverage includes EPL with a published target of $3M / $3M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a employment practices liability submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Often relevant to a submission in this class.
Case by case in California. PAGA exclusion may apply. California exposure individually rated. The base appetite guidance still applies, subject to account and market review.
PAGA exclusion may apply. California exposure individually rated. This is the state-specific issue to address up front. The base employment practices liability guidance otherwise applies. See the Submission section for the current list.
EPL target up to $3M / $3M. These are published targets, not promised terms. PAGA exclusion may apply. California exposure individually rated. Available limits are confirmed after account and market review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671