HVAC contractors is in Hedge's current published wholesale appetite for licensed retail insurance brokers. Residential and light commercial HVAC. Refrigeration commercial reviewed individually. Published target coverage includes General Liability with a published target of $1M / $2M, Commercial Auto with a published target of $1M CSL, and Inland Marine with a published target of $25K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a hvac contractors submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Often relevant to a submission in this class.
HVAC contractors is in Hedge's current published appetite. Residential and light commercial HVAC. Refrigeration commercial reviewed individually. Hedge confirms current market fit and route after reviewing the account.
License + EPA refrigerant cert; % residential / commercial; Refrigeration commercial?; Number of trucks + technicians. These items support placement review, but an underwriter may request more.
General Liability target up to $1M / $2M; Commercial Auto target up to $1M CSL; Inland Marine target up to $25K. These are published targets, not promised terms. Available limits are confirmed after account and market review.
Heating is one way brokers describe hvac contractors. It maps to the same published HVAC contractors appetite, target lines, and submission guidance listed above. Current fit and route still require account review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671