ACORD 25 / Certificates and evidence
Certificate of Liability Insurance
Communicates liability insurance information to a certificate holder. A certificate does not itself add an insured, grant a waiver or amend a policy.
Read the ACORD 25 guide →Preparation guide and PDF access
ACORD 75: Insurance Binder.
Documents an insurance binder when issued by a party with the necessary authority. It is not a way to turn a pending application or indication into coverage.
Request help getting the form from Hedge, or use your eligible ACORD account to open the official PDF. We confirm availability and the appropriate access route for your request.
Request ACORD 75 from Hedge
Electronic fillable PDF access
Get the ACORD 75 PDF.
Already have an eligible ACORD account? Open the Forms Portal and search for form 75. Check the edition your intended market accepts before completing it. An ACORD account and eligible Forms program are required.
Need help identifying the form or access path? Request access help from Hedge. This is a request for assistance, not an instant download or an insurance submission.
Do not include insured information or upload risk files in a form request.
ACORD 75 details
How the form is used.
- What is ACORD 75 used for?
- Documents an insurance binder when issued by a party with the necessary authority. It is not a way to turn a pending application or indication into coverage.
- Is ACORD 75 editable?
- Yes. Request access help from Hedge or choose the electronic fillable PDF in ACORD's licensed Forms Portal.
- Which edition is shown?
- 2016/03 was observed in ACORD's index on 2026-11-01. The intended market decides what it accepts.
- Does Hedge host the PDF?
- No. Hedge explains the form and links to ACORD's licensed source.
Before completing ACORD 75
Prepare the insurance binder.
Preparation guidance from Hedge. Follow the instructions in the accepted form edition and the intended market's requirements.
- Confirm binding authority and insurer instructions
- Reconcile effective time, coverage and conditions
- Track policy issuance and the binder’s duration
Illustrative preparation example
What a clearer packet looks like.
An agent needs evidence before a closing but has only an indication. Obtain binding confirmation through the authorized channel before creating binder evidence. An application receipt is not enough.
Hypothetical example, not a placement result or a coverage determination.
ACORD 75 vs. 25
A binder and a certificate have different functions. Binder issuance requires the relevant authority; a certificate communicates existing insurance information and does not create that authority.
Read the ACORD 25 guideInformation organized
Facts to prepare.
- Confirm binding authority and insurer instructions
- Reconcile effective time, coverage and conditions
- Track policy issuance and the binder’s duration
Quality control
Review before using the form.
- Confirm the form and edition accepted for this transaction
- Keep names, dates and references consistent with the supporting documents
- Resolve missing or uncertain facts with the responsible party before use
Edition, rights, and market boundary
The edition shown is the edition observed in the official index on the review date. Confirm the acceptable edition, jurisdiction, and related forms with the intended market. Hedge does not publicly host the ACORD file. Any document delivery requires verification of the exact file and permitted access route.
Related Hedge forms
Hedge-owned supplements that may add class detail.
These fillable Hedge resources can support preparation but do not replace a required ACORD or market-specific application.
Common questions
Use ACORD 75 correctly.
Where can I get help accessing the editable ACORD 75 PDF?
Request ACORD 75 from Hedge for help identifying the current edition and an authorized access path, or use ACORD's official Forms Portal. Hedge does not publicly host the ACORD PDF. Document delivery depends on verified availability and permitted access.
What should I prepare for ACORD 75?
Confirm binding authority and insurer instructions; Reconcile effective time, coverage and conditions; Track policy issuance and the binder’s duration.
Is edition 2016/03 accepted by every market?
No. That is the edition observed in ACORD's index on the source-review date. Confirm the edition, jurisdiction, related forms, and any market-specific application before releasing the packet.
Editorial owner: Hedge Specialty. Form identity checked 2026-11-01; preparation guidance is general and should be checked against the accepted form.
Sources
Verify against the publisher.
Official source
ACORD Forms Index
Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.
Open official source →Official source
ACORD Forms Portal
Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.
Open official source →Official source
ACORD Forms Program
Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.
Open official source →Official source
ACORD eForms
Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.
Open official source →Next step
Assemble the account-specific packet.
Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.