ACORD 25 / Certificates and evidence
Certificate of Liability Insurance
Communicates liability insurance information to a certificate holder. A certificate does not itself add an insured, grant a waiver or amend a policy.
Read the ACORD 25 guide →Preparation guide and PDF access
ACORD 45: Additional Interest Schedule.
Organizes additional interests associated with an account. The type of interest, affected policy or property and required policy treatment need separate verification.
Request help getting the form from Hedge, or use your eligible ACORD account to open the official PDF. We confirm availability and the appropriate access route for your request.
Request ACORD 45 from Hedge
Electronic fillable PDF access
Get the ACORD 45 PDF.
Already have an eligible ACORD account? Open the Forms Portal and search for form 45. Check the edition your intended market accepts before completing it. An ACORD account and eligible Forms program are required.
Need help identifying the form or access path? Request access help from Hedge. This is a request for assistance, not an instant download or an insurance submission.
Do not include insured information or upload risk files in a form request.
ACORD 45 details
How the form is used.
- What is ACORD 45 used for?
- Organizes additional interests associated with an account. The type of interest, affected policy or property and required policy treatment need separate verification.
- Is ACORD 45 editable?
- Yes. Request access help from Hedge or choose the electronic fillable PDF in ACORD's licensed Forms Portal.
- Which edition is shown?
- 2016/03 was observed in ACORD's index on 2026-11-01. The intended market decides what it accepts.
- Does Hedge host the PDF?
- No. Hedge explains the form and links to ACORD's licensed source.
Before completing ACORD 45
Prepare the additional interest schedule.
Preparation guidance from Hedge. Follow the instructions in the accepted form edition and the intended market's requirements.
- Spell out each party’s legal name and interest
- Identify the policies or locations concerned
- Verify requested endorsements and supporting contracts
Illustrative preparation example
What a clearer packet looks like.
A property account involves an owner, lender and property manager. Distinguish their roles before listing them. A mortgagee, certificate holder and additional insured are not interchangeable descriptions.
Hypothetical example, not a placement result or a coverage determination.
ACORD 45 vs. 25
The schedule organizes interest information; the liability certificate communicates insurance information. A listed interest still needs the appropriate policy treatment when required.
Read the ACORD 25 guideInformation organized
Facts to prepare.
- Spell out each party’s legal name and interest
- Identify the policies or locations concerned
- Verify requested endorsements and supporting contracts
Quality control
Review before using the form.
- Confirm the form and edition accepted for this transaction
- Keep names, dates and references consistent with the supporting documents
- Resolve missing or uncertain facts with the responsible party before use
Edition, rights, and market boundary
The edition shown is the edition observed in the official index on the review date. Confirm the acceptable edition, jurisdiction, and related forms with the intended market. Hedge does not publicly host the ACORD file. Any document delivery requires verification of the exact file and permitted access route.
Related Hedge forms
Hedge-owned supplements that may add class detail.
These fillable Hedge resources can support preparation but do not replace a required ACORD or market-specific application.
Common questions
Use ACORD 45 correctly.
Where can I get help accessing the editable ACORD 45 PDF?
Request ACORD 45 from Hedge for help identifying the current edition and an authorized access path, or use ACORD's official Forms Portal. Hedge does not publicly host the ACORD PDF. Document delivery depends on verified availability and permitted access.
What should I prepare for ACORD 45?
Spell out each party’s legal name and interest; Identify the policies or locations concerned; Verify requested endorsements and supporting contracts.
Is edition 2016/03 accepted by every market?
No. That is the edition observed in ACORD's index on the source-review date. Confirm the edition, jurisdiction, related forms, and any market-specific application before releasing the packet.
Editorial owner: Hedge Specialty. Form identity checked 2026-11-01; preparation guidance is general and should be checked against the accepted form.
Sources
Verify against the publisher.
Official source
ACORD Forms Index
Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.
Open official source →Official source
ACORD Forms Portal
Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.
Open official source →Official source
ACORD Forms Program
Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.
Open official source →Official source
ACORD eForms
Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.
Open official source →Next step
Assemble the account-specific packet.
Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.