Preparation guide and PDF access

ACORD 196: Medical Professional Liability Insurance Application.

A medical professional liability application identified in the ACORD index. Current markets may use newer carrier or program applications, so the intended market must confirm the acceptable form and edition.

The fillable PDF is available through ACORD's licensed portal. This page is a preparation guide, not a hosted download.

Form numberACORD 196
Edition shown in index2013/09
Source reviewed2026-08-29
Electronic fillable PDF access

Get the ACORD 196 PDF.

Already have an eligible ACORD account? Open the Forms Portal and search for form 196. Check the edition your intended market accepts before completing it. An ACORD account and eligible Forms program are required.

Need help identifying the form or access path? Request access help from Hedge. This is a request for assistance, not an instant download or an insurance submission.

Do not include insured information or upload risk files in a form request.
ACORD 196 details

How the form is used.

What is ACORD 196 used for?
A medical professional liability application identified in the ACORD index. Current markets may use newer carrier or program applications, so the intended market must confirm the acceptable form and edition.
Is ACORD 196 editable?
Yes. Request access help from Hedge or choose the electronic fillable PDF in ACORD's licensed Forms Portal.
Which edition is shown?
2013/09 was observed in ACORD's index on 2026-08-29. The intended market decides what it accepts.
Does Hedge host the PDF?
No. Hedge explains the form and links to ACORD's licensed source.
Before completing ACORD 196

Describe services without exposing patient information.

Preparation guidance from Hedge. Follow the instructions in the accepted form edition and the intended market's requirements.

  1. List professional services, procedures, locations and staffing arrangements with the relevant credentials.
  2. Explain supervision and higher-hazard activities and identify the application the intended market accepts.
  3. Prepare claims and incident explanations through a secure channel, excluding unnecessary patient identifiers from preliminary descriptions.
Illustrative preparation example

What a clearer packet looks like.

A practice adds a new procedure and uses contract clinicians. Describe the procedure and staffing arrangement explicitly; the practice name alone does not explain the expanded services or supervision.

Hypothetical example, not a placement result or a coverage determination.

Medical application vs. general applicant section

ACORD 196 adds medical professional information. ACORD 825 organizes professional and specialty applicant details. Confirm the intended insurer's own application requirements before completing a packet.

Read the ACORD 825 guide
Information organized

Facts to prepare.

  • Professional services and procedures
  • Provider credentials and specialties
  • Patient population and locations
  • Staffing and supervision
  • Prior claims and known incidents
Quality control

Review before using the form.

  • Confirm the intended market's accepted application
  • Keep protected health information out of public URLs and resources
  • Explain higher-hazard procedures and staffing arrangements
Edition, rights, and market boundary

The edition shown is the edition observed in the official index on the review date. Confirm the acceptable edition, jurisdiction, and related forms with the intended market. Hedge links to ACORD's licensed download source and does not host or redistribute the ACORD file.

Related Hedge forms

Hedge-owned supplements that may add class detail.

These fillable Hedge resources can support preparation but do not replace a required ACORD or market-specific application.

Healthcare and human services

Hedge Allied Health and Medical Professional Supplemental

A fillable Hedge supplemental for allied health and medical professional liability risks.

View form and fillable PDF →
Any risk

Hedge Loss and Claims Supplement

A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.

View form and fillable PDF →
Common questions

Use ACORD 196 correctly.

Where can I get help accessing the editable ACORD 196 PDF?

Request ACORD 196 from Hedge for help identifying the current edition and an authorized access path, or use ACORD's official Forms Portal. Hedge does not host or redistribute the ACORD PDF.

What information does ACORD 196 collect?

Professional services and procedures; Provider credentials and specialties; Patient population and locations; Staffing and supervision; Prior claims and known incidents.

Is edition 2013/09 accepted by every market?

No. That is the edition observed in ACORD's index on the source-review date. Confirm the edition, jurisdiction, related forms, and any market-specific application before releasing the packet.

Sources

Verify against the publisher.

Official source

ACORD Forms Index

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Portal

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Program

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD eForms

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Next step

Assemble the account-specific packet.

Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.