Preparation guide and PDF access

ACORD 194: Truckers / Motor Carrier Supplement.

Adds trucking and motor-carrier detail to a transportation submission. Explain the operating practices and contracts that a vehicle schedule cannot show on its own.

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Form numberACORD 194
Edition shown in index2009/03
Source reviewed2026-11-01
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ACORD 194 details

How the form is used.

What is ACORD 194 used for?
Adds trucking and motor-carrier detail to a transportation submission. Explain the operating practices and contracts that a vehicle schedule cannot show on its own.
Is ACORD 194 editable?
Yes. Request access help from Hedge or choose the electronic fillable PDF in ACORD's licensed Forms Portal.
Which edition is shown?
2009/03 was observed in ACORD's index on 2026-11-01. The intended market decides what it accepts.
Does Hedge host the PDF?
No. Hedge explains the form and links to ACORD's licensed source.
Before completing ACORD 194

Prepare the truckers / motor carrier supplement.

Preparation guidance from Hedge. Follow the instructions in the accepted form edition and the intended market's requirements.

  1. Align commodities and operations with the main application
  2. Explain hired, leased and owner-operator arrangements
  3. Describe safety practices and material changes
Illustrative preparation example

What a clearer packet looks like.

A carrier uses leased equipment during a seasonal peak. Explain the arrangement and responsibilities instead of simply adding vehicles to a schedule without identifying the operating relationship.

Hypothetical example, not a placement result or a coverage determination.

ACORD 194 vs. 132

The truckers/motor-carriers section and its supplement should tell one consistent operating story. Ask the market which documents are required for the specific risk.

Read the ACORD 132 guide
Information organized

Facts to prepare.

  • Align commodities and operations with the main application
  • Explain hired, leased and owner-operator arrangements
  • Describe safety practices and material changes
Quality control

Review before using the form.

  • Confirm the form and edition accepted for this transaction
  • Keep names, dates and references consistent with the supporting documents
  • Resolve missing or uncertain facts with the responsible party before use
Edition, rights, and market boundary

The edition shown is the edition observed in the official index on the review date. Confirm the acceptable edition, jurisdiction, and related forms with the intended market. Hedge does not publicly host the ACORD file. Any document delivery requires verification of the exact file and permitted access route.

Related Hedge forms

Hedge-owned supplements that may add class detail.

These fillable Hedge resources can support preparation but do not replace a required ACORD or market-specific application.

Common questions

Use ACORD 194 correctly.

Where can I get help accessing the editable ACORD 194 PDF?

Request ACORD 194 from Hedge for help identifying the current edition and an authorized access path, or use ACORD's official Forms Portal. Hedge does not publicly host the ACORD PDF. Document delivery depends on verified availability and permitted access.

What should I prepare for ACORD 194?

Align commodities and operations with the main application; Explain hired, leased and owner-operator arrangements; Describe safety practices and material changes.

Is edition 2009/03 accepted by every market?

No. That is the edition observed in ACORD's index on the source-review date. Confirm the edition, jurisdiction, related forms, and any market-specific application before releasing the packet.

Editorial owner: Hedge Specialty. Form identity checked 2026-11-01; preparation guidance is general and should be checked against the accepted form.

Sources

Verify against the publisher.

Official source

ACORD Forms Index

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Official source

ACORD Forms Portal

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Official source

ACORD Forms Program

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Official source

ACORD eForms

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

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Next step

Assemble the account-specific packet.

Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.