Official and regulatory forms

FMCSA MCS-90: Endorsement for Motor Carrier Policies of Insurance for Public Liability.

Direct answer. The federal motor carrier public liability endorsement described by FMCSA and required in applicable circumstances under federal financial responsibility rules. It is attached to a motor carrier liability policy and is completed or issued through the insurer, not treated as a standalone insurance application.

PublisherFederal Motor Carrier Safety Administration
AccessOfficial federal source
Source reviewed2026-08-29
Current form access

Use the official FMCSA MCS-90 source.

FMCSA publishes the official form. The executed endorsement must come through the applicable insurer and policy process.

Do not include insured information or upload risk files in a form request.
FMCSA MCS-90 at a glance

The form identity, in plain English.

What is FMCSA MCS-90 used for?
The federal motor carrier public liability endorsement described by FMCSA and required in applicable circumstances under federal financial responsibility rules. It is attached to a motor carrier liability policy and is completed or issued through the insurer, not treated as a standalone insurance application.
Where is the current form?
Official federal source. Use the publisher link above or request access help from Hedge.
Which edition should I use?
Use the current FMCSA form and the insurer-executed endorsement attached to the policy.
Does Hedge host the file?
No. Hedge explains the form and links to the official publisher source.
Information organized

Facts to prepare.

  • Motor carrier legal name and address
  • Policy number and effective dates
  • Primary or excess status
  • Applicable public liability limit
  • Authorized insurer representative execution
Quality control

Review before using the form.

  • Confirm whether the federal financial responsibility requirement applies
  • Use the insurer-issued endorsement attached to the policy
  • Do not confuse MCS-90 with an FMCSA electronic insurance filing
Edition, rights, and market boundary

A form guide is educational and does not interpret coverage, establish that a form applies to a specific policy, prove market access, create a risk submission, or authorize release of material to a market. Confirm the current edition, jurisdiction, policy, carrier, and form requirements with the authorized publisher and intended insurer. FMCSA publishes the official form. The executed endorsement must come through the applicable insurer and policy process.

Related ACORD forms

Application sections commonly considered with FMCSA MCS-90.

These relationships help organize a coherent packet. They do not mean every form is required for every account.

ACORD 125 / Core application

Commercial Insurance Application Applicant Information Section

The applicant-information foundation for a commercial insurance submission. It organizes the named insured, business operations, locations, prior coverage, requested lines, and other account-level facts that line-specific sections build on.

Read the ACORD 125 guide →
ACORD 127 / Commercial auto

Business Auto Section

The business auto section used to organize the requested auto coverage, vehicle use, operating radius, garaging, and other fleet-level information. Vehicle and driver schedules may be required with it.

Read the ACORD 127 guide →
ACORD 129 / Commercial auto

Vehicle Schedule

A schedule for identifying vehicles connected to a commercial auto submission. Accurate unit-level information helps the reviewing market understand ownership, type, use, and requested physical damage treatment.

Read the ACORD 129 guide →
ACORD 163 / Commercial auto

Commercial Auto Driver Information Schedule

A schedule for driver-level information connected to a commercial auto submission. It supports review of driver eligibility, experience, vehicle assignment, and motor vehicle record history.

Read the ACORD 163 guide →
Related third-party guides

Read the forms together.

ISO CA 00 01 / Commercial auto

Business Auto Coverage Form

A core ISO business auto coverage form commonly used to structure covered auto liability and selected physical damage coverage through covered-auto symbols, declarations, conditions, exclusions, and endorsements.

Read the form guide →
Related Hedge forms

Hedge-owned supplements that may add class detail.

These fillable Hedge resources can support preparation but do not replace a required publisher or market-specific form.

Auto and garage

Hedge Commercial Auto and Trucking Supplemental

A fillable Hedge supplemental for commercial auto and trucking operations.

View form and fillable PDF →
Common questions

Use FMCSA MCS-90 correctly.

Where can I get the current FMCSA MCS-90 form?

Use the official publisher source linked on this page or ask Hedge for help identifying an authorized access path. Hedge does not host or redistribute the third-party file.

Does this guide prove the form applies to my account or policy?

No. The intended insurer, policy, jurisdiction, contract, and account facts determine which form and edition apply.

Can I send a completed form through this page?

No. The form-request lane accepts no risk files and does not create or release a submission.

Official source

Verify against the publisher.

Official source

FMCSA Form MCS-90

Confirm the current form, edition, jurisdiction, access terms, and related requirements with the publisher.

Open official source →
Next step

Assemble the account-specific packet.

Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.