Preparation guide and PDF access

ACORD 127: Business Auto Section.

The business auto section used to organize the requested auto coverage, vehicle use, operating radius, garaging, and other fleet-level information. Vehicle and driver schedules may be required with it.

The fillable PDF is available through ACORD's licensed portal. This page is a preparation guide, not a hosted download.

Form numberACORD 127
Edition shown in index2015/12
Source reviewed2026-08-24
Electronic fillable PDF access

Get the ACORD 127 PDF.

Already have an eligible ACORD account? Open the Forms Portal and search for form 127. Check the edition your intended market accepts before completing it. An ACORD account and eligible Forms program are required.

Need help identifying the form or access path? Request access help from Hedge. This is a request for assistance, not an instant download or an insurance submission.

Do not include insured information or upload risk files in a form request.
ACORD 127 details

How the form is used.

What is ACORD 127 used for?
The business auto section used to organize the requested auto coverage, vehicle use, operating radius, garaging, and other fleet-level information. Vehicle and driver schedules may be required with it.
Is ACORD 127 editable?
Yes. Request access help from Hedge or choose the electronic fillable PDF in ACORD's licensed Forms Portal.
Which edition is shown?
2015/12 was observed in ACORD's index on 2026-08-24. The intended market decides what it accepts.
Does Hedge host the PDF?
No. Hedge explains the form and links to ACORD's licensed source.
Before completing ACORD 127

Connect fleet operations to the coverage request.

Preparation guidance from Hedge. Follow the instructions in the accepted form edition and the intended market's requirements.

  1. Describe vehicle use, operating radius and garaging by location, including out-of-state operations.
  2. Reconcile the fleet totals to the vehicle schedule and explain owned, hired and non-owned exposures separately.
  3. Match the driver information and loss history to the fleet being submitted, including changes since the prior term.
Illustrative preparation example

What a clearer packet looks like.

A plumbing business has four vans and employees sometimes use personal cars for errands. Explain the vans and the personal-car use separately; the fleet count alone does not describe the non-owned exposure.

Hypothetical example, not a placement result or a coverage determination.

ACORD 127 vs. 129

ACORD 127 describes the business auto account and requested coverage. ACORD 129 adds individual vehicle details. A vehicle schedule alone does not explain how the fleet operates.

Read the ACORD 129 guide
Information organized

Facts to prepare.

  • Auto coverage requested
  • Vehicle use and radius
  • Garaging and operating territories
  • Fleet ownership and leasing
  • Hired and non-owned auto exposure
Quality control

Review before using the form.

  • Match vehicle counts to the attached schedule
  • Confirm every state and operating radius
  • Attach current driver and vehicle information
Edition, rights, and market boundary

The edition shown is the edition observed in the official index on the review date. Confirm the acceptable edition, jurisdiction, and related forms with the intended market. Hedge links to ACORD's licensed download source and does not host or redistribute the ACORD file.

Related Hedge forms

Hedge-owned supplements that may add class detail.

These fillable Hedge resources can support preparation but do not replace a required ACORD or market-specific application.

Auto and garage

Hedge Commercial Auto and Trucking Supplemental

A fillable Hedge supplemental for commercial auto and trucking operations.

View form and fillable PDF →
Any risk

Hedge Loss and Claims Supplement

A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.

View form and fillable PDF →
Common questions

Use ACORD 127 correctly.

Where can I get help accessing the editable ACORD 127 PDF?

Request ACORD 127 from Hedge for help identifying the current edition and an authorized access path, or use ACORD's official Forms Portal. Hedge does not host or redistribute the ACORD PDF.

What information does ACORD 127 collect?

Auto coverage requested; Vehicle use and radius; Garaging and operating territories; Fleet ownership and leasing; Hired and non-owned auto exposure.

Is edition 2015/12 accepted by every market?

No. That is the edition observed in ACORD's index on the source-review date. Confirm the edition, jurisdiction, related forms, and any market-specific application before releasing the packet.

Sources

Verify against the publisher.

Official source

ACORD Forms Index

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Portal

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD Forms Program

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Official source

ACORD eForms

Use the official source to confirm form availability, edition, jurisdiction, licensing, and related-form information.

Open official source →
Next step

Assemble the account-specific packet.

Use the class submission guide to identify the underwriting facts and Hedge forms that may apply, then have Hedge confirm the intended market and route.