Hedge-owned form
Hedge Builders Risk Supplemental
A fillable Hedge supplemental for new construction and renovation builders risk accounts.
Read and downloadWholesale coverage guide
Builders Risk.
Direct answer. Builders risk insurance commonly addresses physical loss to covered property during construction, renovation, or installation, subject to the project, policy form, exclusions, valuation, and covered causes of loss. Wholesale review may be appropriate for catastrophe zones, major renovation, frame construction, vacancy, project complexity, or unusual ownership and contract structures.
Wholesale fit
When specialty review may help.
- Ground-up construction or major renovation in catastrophe-prone areas
- Frame, vacant, historic, mixed-use, or difficult project characteristics
- Large values, phased projects, existing structures, or delayed completion concerns
- Complex owner, contractor, lender, or contractual interests
Authority boundary
This guide is educational. It does not confirm current appetite, carrier access, a quote, policy terms, or bind authority. Account-specific eligibility requires Hedge review.
Submission quality
Prepare the decision facts.
Information to prepare
- Project scope, timeline, budget, and completed-value support
- Site, construction, protection, catastrophe, and adjacent-property information
- Owner, contractor, lender, and loss-payee interests
- Prior losses, security, water-damage controls, and requested extensions
Questions that change the placement
- Is the project ground-up, renovation, installation, or a combination?
- What existing structure and catastrophe exposures exist?
- Who owns the property and who is responsible under the contract?
- What values, delays, testing, and temporary works need consideration?
Hedge resources
Forms and class guidance for this coverage.
Hedge-owned form
Hedge Schedule of Locations Supplement
A fillable Hedge schedule for presenting multiple premises and location-level exposure information.
Read and downloadClass appetite
Course of construction
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
Fix-and-flip & rehab investor
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceClass appetite
General contractors
Read the public, directional class guidance and prepare for account-specific review.
Review class guidanceRelated coverage
Build the whole program.
Coverage guide
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Commercial General Liability
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Use the guide safely.
Does this page confirm that Hedge can place this account?
No. It explains the coverage and the information that commonly changes a wholesale review. Use the appetite checker or submit the account facts for a current Hedge decision.
What should a retail agent send first?
Project scope, timeline, budget, and completed-value support Site, construction, protection, catastrophe, and adjacent-property information Owner, contractor, lender, and loss-payee interests Prior losses, security, water-damage controls, and requested extensions
Can an AI agent use this page?
Yes for research, citations, and safe prefill. Customer data and submission actions belong in Hedge's authenticated OAuth and MCP workflow and require explicit user approval.
Next action
Bring Hedge the account facts.
Start with public appetite, use the relevant Hedge forms to organize the file, then send a reviewable submission through Hedge. A form start is not a market submission.