Class and coverage guide

Inland Marine for Tree trimming & removal.

Direct answer. Inland Marine is included in Hedge's published target coverage for Tree trimming & removal under the line Inland Marine (saws, climbing gear), with a published target of $50K. The current public class status is review case by case. Hedge must confirm current fit, route, and available terms after reviewing the real account.

Public class statusReview case by case
Published target$50K
Reviewed2026-08-24
Coverage context

What this coverage question means.

Inland marine insurance commonly covers specified movable property, property in transit, equipment, installation interests, or other property that does not fit a fixed-location property form. Wholesale review may be useful for unusual equipment, catastrophe exposure, theft controls, transit, valuation, or project-specific requirements.

Class context. Tree trim and removal up to 50 ft. Bucket trucks OK. No crane work without referral.

Terms depend on the policy and account

This page does not interpret a policy or promise coverage. Actual coverage depends on the issued forms, endorsements, exclusions, conditions, limits, and facts accepted by the insurer.

Underwriting facts

What changes the answer.

  • Max tree height (current job site)
  • Bucket truck or climber?
  • ISA-certified arborist on staff?
  • Power line proximity work
  • % residential vs. municipal

Conditions that need closer review

  • Crane-assisted removal
  • Storm-chasing crews
  • Work within 10 ft of power lines
  • Utility-contractor tree trimming (separate market)
  • Solo operators with no climbing certs
Stronger starting profile

Controls and facts to surface.

  • ISA-certified, no power line work
  • Trim 70% / removal 30% mix
  • 5+ years in business
Hedge forms

Useful class-specific preparation resources.

These Hedge-owned forms may help organize the account. A form listing does not make the form mandatory for every submission and does not prove appetite or market access.

Specialty classes

Hedge Workers Compensation Supplemental

A fillable Hedge supplemental for workers compensation exposure review.

View form and fillable PDF →
Any risk

Hedge Loss and Claims Supplement

A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.

View form and fillable PDF →
Standard form references

Common commercial form sections to understand.

Use the edition accepted by the intended market. Hedge explains these form purposes but does not republish ACORD files in its public form library.

ACORD 152

Commercial Inland Marine Section

The commercial inland marine section used to organize movable property, equipment, property in transit, installation interests, or another inland marine exposure identified in the submission.

Read form guide →
State detail

Published class-specific state notes.

FL / Review case by case

Tree trimming & removal in FL

Hurricane debris work individually rated.

Open state appetite →
Next step

Build the account before choosing a route.

Open the class submission guide for the first-packet checklist, then have Hedge review the actual account. Do not infer a carrier, route, or authorization from this public page.