Construction
Hedge Contractors Supplemental
A fillable Hedge supplemental for contractors and construction operations.
View form and fillable PDF →Class and coverage guide
Commercial Auto for Tree trimming & removal.
Direct answer. Commercial Auto and Trucking is included in Hedge's published target coverage for Tree trimming & removal under the line Commercial Auto, with a published target of $1M CSL. The current public class status is review case by case. Hedge must confirm current fit, route, and available terms after reviewing the real account.
Coverage context
What this coverage question means.
Commercial auto insurance commonly addresses liability and physical damage arising from scheduled business vehicles, while motor carrier programs may add cargo, trailer, non-trucking, or other transportation coverages. Wholesale review may be needed for fleet composition, radius, commodities, driver history, new ventures, losses, or difficult operations.
Class context. Tree trim and removal up to 50 ft. Bucket trucks OK. No crane work without referral.
Terms depend on the policy and account
This page does not interpret a policy or promise coverage. Actual coverage depends on the issued forms, endorsements, exclusions, conditions, limits, and facts accepted by the insurer.
Underwriting facts
What changes the answer.
- Max tree height (current job site)
- Bucket truck or climber?
- ISA-certified arborist on staff?
- Power line proximity work
- % residential vs. municipal
Conditions that need closer review
- Crane-assisted removal
- Storm-chasing crews
- Work within 10 ft of power lines
- Utility-contractor tree trimming (separate market)
- Solo operators with no climbing certs
Stronger starting profile
Controls and facts to surface.
- ISA-certified, no power line work
- Trim 70% / removal 30% mix
- 5+ years in business
Hedge forms
Useful class-specific preparation resources.
These Hedge-owned forms may help organize the account. A form listing does not make the form mandatory for every submission and does not prove appetite or market access.
Specialty classes
Hedge Workers Compensation Supplemental
A fillable Hedge supplemental for workers compensation exposure review.
View form and fillable PDF →Any risk
Hedge Loss and Claims Supplement
A fillable Hedge supplement for organizing prior losses, claims, and open-claim detail for wholesale review.
View form and fillable PDF →Standard form references
Common commercial form sections to understand.
Use the edition accepted by the intended market. Hedge explains these form purposes but does not republish ACORD files in its public form library.
ACORD 127
Business Auto Section
The business auto section used to organize the requested auto coverage, vehicle use, operating radius, garaging, and other fleet-level information. Vehicle and driver schedules may be required with it.
Read form guide →ACORD 129
Vehicle Schedule
A schedule for identifying vehicles connected to a commercial auto submission. Accurate unit-level information helps the reviewing market understand ownership, type, use, and requested physical damage treatment.
Read form guide →ACORD 163
Commercial Auto Driver Information Schedule
A schedule for driver-level information connected to a commercial auto submission. It supports review of driver eligibility, experience, vehicle assignment, and motor vehicle record history.
Read form guide →State detail
Published class-specific state notes.
FL / Review case by case
Tree trimming & removal in FL
Hurricane debris work individually rated.
Open state appetite →TX / Review case by case
Tree trimming & removal in TX
Storm-chasing crews declined.
Open state appetite →Next step
Build the account before choosing a route.
Open the class submission guide for the first-packet checklist, then have Hedge review the actual account. Do not infer a carrier, route, or authorization from this public page.