Convenience stores & gas stations in Texas.

Convenience stores with or without gas. Pollution add-on for fuel storage.

NAICS 445120 · 447110

Also known as c-store, bodega, corner store, deli

TCEQ leak detection compliance required.

Submit a risk All states for this class

Coverage

What we'd quote.

Standard limits on a clean convenience stores & gas stations submission. Excess towers structured on request.

Commercial Property $2M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Storage Tank Pollution $1M / $2M Storage Tank Pollution wholesale → Crime $25K / $50K Crime wholesale →

Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Double-wall tanks, < 20 years old

02 Monitored alarm + cameras

03 Daytime/evening hours only

Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

01Tank age, material, monitoring
02Last leak detection test
03Lottery / check cashing as % revenue
04Hours of operation
05Robbery history (5-year)

By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Convenience stores & gas stations in Florida

FL · Edge, case by case

Tank pollution coverage mandatory; older tanks declined.

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction

FAQ

Common questions.

Does Hedge write convenience stores & gas stations in Texas?

Case by case in Texas. TCEQ leak detection compliance required. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.

What's different about convenience stores & gas stations in Texas?

TCEQ leak detection compliance required. That's the carve-out brokers need to know about up front. Everything else mirrors the base convenience stores & gas stations appetite. See the Submission section for the full list.

What limits will Hedge offer on convenience stores & gas stations in Texas?

Commercial Property to $2M / loc; General Liability to $1M / $2M; Storage Tank Pollution to $1M / $2M; Crime to $25K / $50K. Excess towers are structured on request. State-specific carve-outs (e.g. TX Texas wind / wildfire / labor-law endorsements) priced individually.

· LAST REVIEWED 2026-05-19 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671