Daycares & preschools wholesale insurance · Edge · Hedge E&S
Hedge / Appetite / Daycares & preschools
● Edge, case by case / P&C

Daycares & preschools.

Licensed daycares and preschools, ages 2+. Infant care referred separately.

NAICS   624410
Also known as   child care, early learning
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Coverage

What we'd quote.

Standard limits on a clean daycares & preschools submission. Excess towers structured on request.

General Liability $1M / $2M General Liability wholesale → Abuse & Molestation $1M sub-limit Abuse & Molestation wholesale → Professional Liability $1M Professional Liability wholesale → Commercial Property $2M / loc Commercial Property wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Licensed centers, ages 2-5
02 Background checks + fingerprinting
03 No transportation
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01State license + capacity
  • 02Age ranges accepted
  • 03Background check process
  • 04Staff-to-child ratios
  • 05Transportation services?
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write daycares & preschools?

Case by case. Daycares & preschools fits our broader appetite, but the specific file needs the extra detail in the Submission section before we can quote. Licensed daycares and preschools, ages 2+. Infant care referred separately.

What does Hedge need to quote daycares & preschools?

State license + capacity; Age ranges accepted; Background check process; Staff-to-child ratios; plus 1 more standard items. Pulling these together with the file gets you to a quote in hours.

Why is daycares & preschools edge for Hedge instead of a clean yes?

Daycares & preschools can fit, but specific files vary. The Sweet spot section above lists what we quote without referral; the Edge cases section flags the situations that push a submission to individual review. Send the file with the Submission items and we'll come back inside the hour with a quote, a clear set of subjectivities, or a redirect.

Does Hedge write daycare?

daycare is one of the ways brokers describe daycares & preschools, and the same edge appetite applies: case by case. The Sweet spot section above covers what we quote without referral, and the Edge cases section flags what pushes a submission to individual review. Send the file with the Submission items and we'll come back inside the hour.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671