Fix-and-flip & rehab investor in California.
Fix-and-flip & rehab investor in California is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Earthquake required with 10% minimum deductible. Property + GL for active rehab and flip projects up to $3M TIV and 12 units. Vacant during renovation OK with permits. Published target coverage includes Commercial Property with a published target of $3M TIV / loc, General Liability with a published target of $1M / $2M, and Flood with a published target of Optional, up to $250K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
Published target coverage.
These are starting-point lines and limits for a fix-and-flip & rehab investor submission. Hedge confirms current fit, route, and available terms after account review.
Review coverage and submission requirements.
Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.
Stronger starting profile.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
What we need for placement review.
Including these items reduces back-and-forth. Additional underwriting information may be required.
- 01Scope of work and renovation timeline
- 02Active building permits
- 03Contractor license and experience
- 04Total completed value
- 05Photos of all four elevations
- 06Anticipated completion date
- 0725% minimum earned premium acknowledgement
Other states for this class.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Related classes.
Often relevant to a submission in this class.
Common questions.
Does Hedge write fix-and-flip & rehab investor in California?
Case by case in California. Earthquake required with 10% minimum deductible. The base appetite guidance still applies, subject to account and market review.
What's different about fix-and-flip & rehab investor in California?
Earthquake required with 10% minimum deductible. This is the state-specific issue to address up front. The base fix-and-flip & rehab investor guidance otherwise applies. See the Submission section for the current list.
What limits will Hedge offer on fix-and-flip & rehab investor in California?
Commercial Property target up to $3M TIV / loc; General Liability target up to $1M / $2M; Flood target up to Optional, up to $250K. These are published targets, not promised terms. Earthquake required with 10% minimum deductible. Available limits are confirmed after account and market review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671