Roofing contractors wholesale insurance · Edge · Hedge E&S
Hedge / Appetite / Roofing contractors
Edge, case by case / P&C

Roofing contractors.

Residential roofing with subs verified. Commercial under 3 stories with referral.

NAICS   238160
Also known as   roofer, roof repair, roof replacement, shingle
Coverage

What we'd quote.

Standard limits on a clean roofing contractors submission. Excess towers structured on request.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine $50K Inland Marine wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Residential asphalt shingle, ≤ 3 stories
02 All subs with own GL + WC
03 OSHA-compliant fall protection
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01% residential vs. commercial
  • 02% torch-down / hot tar work
  • 03Subcontractor verification (COIs)
  • 04Max height worked
  • 05Fall protection plan
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Roofing contractors in Florida
FL · Edge, case by case
Wind/hail loss history reviewed. Storm-chasers declined.
Roofing contractors in Texas
TX · Edge, case by case
Hail-belt history individually rated.
Roofing contractors in Colorado
CO · Edge, case by case
Hail loss runs (5-year) required.
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write roofing contractors?

Case by case. Roofing contractors fits our broader appetite, but the specific file needs the extra detail in the Submission section before we can quote. Residential roofing with subs verified. Commercial under 3 stories with referral.

What does Hedge need to quote roofing contractors?

% residential vs. commercial; % torch-down / hot tar work; Subcontractor verification (COIs); Max height worked; plus 1 more standard items. Pulling these together with the file gets you to a quote in hours.

Why is roofing contractors edge for Hedge instead of a clean yes?

Roofing contractors can fit, but specific files vary. The Sweet spot section above lists what we quote without referral; the Edge cases section flags the situations that push a submission to individual review. Send the file with the Submission items and we'll come back inside the hour with a quote, a clear set of subjectivities, or a redirect.

Does Hedge write roofer?

roofer is one of the ways brokers describe roofing contractors, and the same edge appetite applies: case by case. The Sweet spot section above covers what we quote without referral, and the Edge cases section flags what pushes a submission to individual review. Send the file with the Submission items and we'll come back inside the hour.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671