One national relationship.
Hedge serves eligible difficult commercial risks across the U.S. through one consistent relationship.
Why agencies choose Hedge over One80 Intermediaries
Hedge vs One80 Intermediaries
Consider Hedge when the eligible account fits Hedge's focused commercial practice and you want one team to coordinate it. One80 Intermediaries may fit better when the account needs a niche One80 practice or cross-border market capability. Confirm the proposed team, market route, and quoted terms for the account.
National reachResponsive serviceNo Hedge wholesale feeSame four-person team
Named-team wholesale optionHedgeResponsive service. No wholesale fee.
VS
Alternative service modelOne80 IntermediariesMulti-brand platform
NationalOne Hedge relationship for eligible difficult commercial risks across the U.S.
Quote supportPrompt review and clear updates as we pursue market quotes
Wholesale feeNo Hedge wholesale fee, no sub-brokering, and no layered commission stacks
Account teamThe same four people through intake, bind, renewal, and service
Why agencies choose Hedge
National reach. Responsive service. No Hedge wholesale fee.
These differences affect the next hard account.
Review by the team that owns the account.
Hedge reviews the file, identifies what is missing, and tells you whether there is a credible next step.
No Hedge wholesale fee.
No sub-brokering and no layered commission stacks. Premium, taxes, and filing charges remain account-specific.
One team owns it.
The same four people stay through intake, quote, bind, renewal, and service.
Recommendation
Where does Hedge fit your account?
Which One80 practice and legal entity will handle the account?
The Hedge service model
Start here
Consider Hedge when these needs match.
- The eligible account fits Hedge's focused commercial practice and you want one team to coordinate it.
- You want public, class-specific preparation resources before submitting.
Next step: get appointed with Hedge.
Account fit
Consider One80 Intermediaries when these needs match.
- The account needs a niche One80 practice or cross-border market capability.
- Your agency has an established One80 relationship that can coordinate several coverage needs.
Ask the proposed team to confirm the specific route and service owner.
What happens after intake
With Hedge, ownership is obvious.
The same team reads the file, asks for what is missing, waits for your release authority, routes the account, and stays through service.
Where One80 Intermediaries may fit
The account needs a niche One80 practice or cross-border market capability.
One80 Intermediaries
Submit→Find brand→Confirm unit→Name owner
Hedge
Team reviews file→Same four people→You approve release→Same team services
Hedge makes the owner and the release decision explicit. Ask One80 Intermediaries to map the same path before you send.
Side by side
Seven operating questions for the agency.
Compare the proposed team, actual route, and terms for the same account. Hedge's column describes its published service commitments. Competitor sources are linked below; confirm desk-level service and total cost directly.
| Decision | One80 Intermediaries | Hedge |
|---|---|---|
| Account fit | The account needs a niche One80 practice or cross-border market capability. | The eligible account fits Hedge's focused commercial practice and you want one team to coordinate it. |
| National reach | United States, United Kingdom, and Canada | Yes. Hedge serves eligible difficult commercial risks across the U.S. through one national service model. |
| First useful response | Ask the exact One80 Intermediaries team to commit to a response standard. | Prompt file review, clear quote updates, and market terms when available. |
| Who owns the account | Confirm the named desk, broker, handoffs, and post-bind service owner. More brands also mean more routing choices. Confirm the operating company and who stays accountable when work crosses units. | The same four-person team through intake, quote, bind, renewal, and service. |
| Brokerage-side cost | Confirm One80 Intermediaries' wholesale fees, commissions, and any intermediary layers. | No Hedge wholesale fee, no sub-brokering, and no layered commission stacks. Premium, taxes, and filing charges remain account-specific. |
| Before a market receives the file | Confirm when One80 Intermediaries treats intake as an authorized release and an actual market send. | The retail agent explicitly authorizes release. Receipt, review, release, and market send remain separate. |
| When One80 Intermediaries may win | The account needs a niche One80 practice or cross-border market capability. Your agency has an established One80 relationship that can coordinate several coverage needs. | Confirm Hedge can support the required class, state, coverage structure, and market route before deciding. |
An account to work through
Resolve the workforce and classification first.
Illustrative account example. This is a decision exercise, not a customer placement or a measured comparison of providers.
The situation
A transportation business requests workers compensation alongside other commercial coverage that may sit with separate practices.
What would change the choice?
Use a route that can support the actual workforce and state footprint. A program or rater label does not establish current eligibility, and a workers-compensation quote does not close the other requested lines.
Read the related coverage or placement guideWhat to compare on this file
- Use consistent duties, payroll, states of work and subcontractor details for each proposed market review.
- Confirm classification assumptions, owner elections and any information required to clear a referral.
- Compare quoted terms and the servicing process for audits, changes and renewal; identify any separate liability or auto placement.
Example reviewed by Hedge Specialty on . Explore verified account outcomes.
Common questions
Compare Hedge and One80 Intermediaries on speed, cost, ownership, and fit.
Review speed, fees, ownership, market release, and the cases where One80 Intermediaries may fit better.
Why choose Hedge over One80 Intermediaries?
Consider Hedge when the eligible account fits Hedge's focused commercial practice and you want one team to coordinate it. One80 Intermediaries may fit better when the account needs a niche One80 practice or cross-border market capability. Confirm the proposed team, market route, and quoted terms for the account. Hedge charges no wholesale fee and keeps a named four-person team on the account. These are service commitments, not a measured response-time advantage over One80 Intermediaries.
How fast does Hedge respond?
Hedge reviews the file promptly, identifies missing information, and keeps you updated while pursuing market terms. Quotes depend on account eligibility, a complete file, and market response. There is no guaranteed turnaround or quote on every risk.
How is the Hedge service model different from One80 Intermediaries?
Every Hedge account gets the same four-person team through intake, quote, bind, renewal, and service. One80 Intermediaries's experience can vary by division, office, product lane, or named broker, so confirm the exact team that would own the account.
Is Hedge cheaper to work with?
Hedge charges no wholesale fee, does not sub-broker accounts, and does not add layered commission stacks. That does not establish the lowest total cost for a particular account. Carrier premium, surplus-lines taxes, filing charges, and any other account-specific quoted costs still depend on the placement.
Will Hedge send my submission to markets immediately?
No. Hedge routes the submission to the named account team first and does not share it with markets until the retail agent authorizes a release. Receipt, release, market send, quote, bind, and issue are separate states.
Can Hedge guarantee a quote or placement?
No wholesale broker can honestly guarantee a quote from a public comparison page. Hedge reviews the class, state, coverage, facts, submission quality, and current market route before confirming what it can do.
Do I need to replace my One80 Intermediaries relationship to work with Hedge?
No. Hedge can earn a place on the difficult accounts where speed, direct ownership, and fewer handoffs matter. A productive existing One80 Intermediaries relationship can remain useful for accounts that fit its strongest lane.
How do I start with Hedge?
Licensed retail insurance professionals can request an appointment or submit a risk for review. Hedge will confirm agency fit and account fit separately; an appointment request is not approval, and a submission receipt is not a quote.
Published and reviewed by Hedge Specialty on · One80 Intermediaries facts: One80 Wholesale · Research methodPublic information does not confirm fit, terms, access, or authority for a specific account.
Make Hedge your first call
Bring us the hard account.
Get a file review from the same team that will own the file through placement and service.