Real account work

Wholesale insurance case studies.

The account, the work, and the confirmed result. These cases show how Hedge supported retail agents through specific placements, including the exclusions and follow-up that matter.

Anonymized summaries of real accounts, written by Hedge Specialty from its own placement records. Names, financial details and identifying documents are withheld. These selected outcomes do not establish typical results or eligibility for another account.

California · General liability

A first liability policy for a new roofing business

Issued policy

A newly established roofing business obtained an issued general liability policy. Hedge handled the file through the quote, binder and policy handoff, and the retail agent confirmed receipt of the documents.

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New York · General and liquor liability

General and liquor liability for a bar after a lapse

Binder confirmed

A bar that reported a lapse in insurance obtained a binder for general and liquor liability. The binder included assault-and-battery exclusions on both lines, so the placement required attention to the actual coverage terms.

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Texas · Commercial property

Reading a commercial property quote before binding

Issued policy

A retail agent asked about reducing liability on a property quote. Hedge clarified that the quoted limit applied to building and contents, explained the valuation terms, and handled the file through policy issuance.

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North Carolina · General and professional liability

Correcting a residential-care policy after issuance

Issued policy and correction confirmed

For a residential-care facility, Hedge gathered outstanding underwriting documents and then identified a mismatch between the issued policy description and the state license. The underwriter sent an endorsement, and the agent confirmed the correction looked right.

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Written and reviewed by Hedge Specialty on 2026-09-09. How we review and correct public content.