What to know about Coterie Insurance.
- Coterie publishes business owners policies, general liability and professional liability for small businesses. [1]
- Its stated small-business audience includes new and home-based businesses. [1]
- Coterie provides a digital distribution platform for insurance agents and agencies. [1]
- Coterie’s Ivans instructions identify Spinnaker, Clear Spring Property and Casualty, Benchmark, Everspan and Providence Washington by insurer code. That list does not establish that every insurer is accepting every product or state today. [2]
- Everspan announced an agreement to sell Providence Washington to Falvey on October 23, 2026, subject to closing conditions and regulatory approvals. Confirm the actual issuing company for a new or renewing policy. [3]
Legal entities and underwriting.
The market name, licensed producer and insurance company can be different entities. These are the names and roles identified in the cited disclosures.
Coterie Insurance Agency, LLC [4]
Insurance agency
- NPN
- 19000811
- Wisconsin license
- 3000452677
Spinnaker Insurance Company [2]
Insurer identified in Coterie download instructions
- NAIC
- 24376
Benchmark Insurance Company [2]
Insurer identified in Coterie download instructions
- NAIC
- 41394
Coterie’s download instructions also identify Clear Spring Property and Casualty, Everspan and Providence Washington. That operational list does not establish the current insurer for a specific new-business product or state. [2]
The announced Providence Washington sale is subject to closing conditions and approvals; do not assume either a completed transfer or an unchanged underwriting arrangement. [3]
Registration and license details identify an entity and its role. They do not by themselves establish that a particular product, state, limit or account is eligible.
Make the request specific.
Hedge’s preparation guidance for this type of placement:
- Describe the actual work performed, revenue, locations and whether operations take place at customers’ premises.
- For a property request, provide building details, values and the distance to coastal water where relevant.
Include the named insured, locations, requested lines and limits, effective date, existing applications and available loss information. Start with what you have; the team can identify what is missing.
Check the details that change the fit.
How do I get a quote with Coterie Insurance?
Choose “Get a quote with Coterie Insurance” and tell us about your client. Hedge carries your market selection into the submission, helps complete the account and works on the available terms.
Does this profile confirm my account is eligible?
The published specialties are a starting point. State, business activity, loss history, requested coverage, limits and effective date can change eligibility. The source material used for this profile does not provide a complete state-by-product matrix. The actual proposal and policy forms determine coverage.
Check the original material.
Product facts were checked against the official material below on November 1, 2026. Market websites may change before this profile is updated.
- Coterie Insurance official product information ↗Checked November 1, 2026
- Coterie insurer identities in its Ivans download instructions ↗Checked November 1, 2026
- Everspan announcement concerning Providence Washington, October 23, 2026 ↗Checked November 1, 2026
- Coterie claimant legal notice ↗Checked November 1, 2026
Published by Hedge Specialty. Send a correction if a product or program has changed.