What to know about LIO Insurance.
- LIO publishes products for community associations, amateur sports, and nonprofit and social service organizations. [1]
- Its professional lines include miscellaneous professional liability and nonprofit management liability. [1]
- The nonprofit management liability description lists directors and officers, employment practices, fiduciary and workplace violence coverage. [1]
Legal entities and underwriting.
The market name, licensed producer and insurance company can be different entities. These are the names and roles identified in the cited disclosures.
LIO Insurance Company [2]
Insurance company
Domicile or place of incorporation: Arizona
- NAIC
- 40550
The regulator record lists former names Enterprise Insurance Company and Pacific Pioneer Insurance Company. This is the legal insurer identity; it does not establish that every product marketed under the LIO name uses the same issuing entity. [2]
Registration and license details identify an entity and its role. They do not by themselves establish that a particular product, state, limit or account is eligible.
Make the request specific.
Hedge’s preparation guidance for this type of placement:
- Describe the organization’s activities, membership, services and governance.
- Identify whether the request is for premises liability, professional services or management decisions.
Include the named insured, locations, requested lines and limits, effective date, existing applications and available loss information. Start with what you have; the team can identify what is missing.
Check the details that change the fit.
How do I get a quote with LIO Insurance?
Choose “Get a quote with LIO Insurance” and tell us about your client. Hedge carries your market selection into the submission, helps complete the account and works on the available terms.
Does this profile confirm my account is eligible?
The published specialties are a starting point. State, business activity, loss history, requested coverage, limits and effective date can change eligibility. The source material used for this profile does not provide a complete state-by-product matrix. The actual proposal and policy forms determine coverage.
Check the original material.
Product facts were checked against the official material below on November 1, 2026. Market websites may change before this profile is updated.
- LIO Insurance official product information ↗Checked November 1, 2026
- California Department of Insurance: LIO Insurance Company ↗Checked November 1, 2026
Published by Hedge Specialty. Send a correction if a product or program has changed.