Specialist market

Obie

Obie focuses on insurance for landlords and real estate investors. [1]

For retail insurance agents. Hedge reviews the account and confirms available terms. A request does not bind coverage.

Published scope

What to know about Obie.

  • Obie focuses on insurance for landlords and real estate investors. [1]
  • Its public website presents a digital quote process for rental property insurance. [1]
  • Obie distinguishes single-family homes, buildings with two to four units, apartments with five or more units, and individually owned condominium units on its product site. [1]
Real estateProperty
Prepare the account

Make the request specific.

Hedge’s preparation guidance for this type of placement:

  • Provide property schedules, ownership entities, occupancy and construction details.
  • Attach lender insurance requirements so requested terms can be checked against the actual policy proposal.
  • Separate condominium unit interiors and improvements from property insured by the association. Identify which portions the owner must insure.
  • For a portfolio, organize locations by legal owner, unit count, lease term and occupancy. Flag vacant units, renovation work and pending acquisitions separately so the request describes the current risk.

Include the named insured, locations, requested lines and limits, effective date, existing applications and available loss information. Start with what you have; the team can identify what is missing.

Get a quote with Obie

Check the details that change the fit.

How do I get a quote with Obie?

Choose “Get a quote with Obie” and tell us about your client. Hedge carries your market selection into the submission, helps complete the account and works on the available terms.

Does this profile confirm my account is eligible?

The published specialties are a starting point. State, business activity, loss history, requested coverage, limits and effective date can change eligibility. The source material used for this profile does not provide a complete state-by-product matrix. The actual proposal and policy forms determine coverage.

Sources and corrections

Check the original material.

Product facts were checked against the official material below on November 1, 2026. Market websites may change before this profile is updated.

  1. Obie official product information ↗Checked November 1, 2026

Published by Hedge Specialty. Send a correction if a product or program has changed.