What to know about Westchester.
- Westchester is Chubb’s excess and surplus lines specialty business. [1]
- Its brokerage product offering includes property, casualty, financial lines, product recall, inland marine and environmental insurance. [1]
- Westchester also describes small-business digital products and programs for specialist classes. [1]
Legal entities and underwriting.
The market name, licensed producer and insurance company can be different entities. These are the names and roles identified in the cited disclosures.
Westchester Fire Insurance Company [2]
Insurer identified in the website disclosure
Chubb Limited [2]
Parent company identified by Westchester
Westchester is a Chubb division. Its disclosure identifies Westchester Fire Insurance Company and other US Chubb underwriting affiliates; it does not make Westchester itself a separate legal insurer for every product. [2]
Registration and license details identify an entity and its role. They do not by themselves establish that a particular product, state, limit or account is eligible.
Make the request specific.
Hedge’s preparation guidance for this type of placement:
- Specify brokerage, small-business or specialist program needs and the requested lines.
- Describe the hazard or contract requirement that calls for a specialty form or coverage structure.
Include the named insured, locations, requested lines and limits, effective date, existing applications and available loss information. Start with what you have; the team can identify what is missing.
Check the details that change the fit.
How do I get a quote with Westchester?
Choose “Get a quote with Westchester” and tell us about your client. Hedge carries your market selection into the submission, helps complete the account and works on the available terms.
Does this profile confirm my account is eligible?
The published specialties are a starting point. State, business activity, loss history, requested coverage, limits and effective date can change eligibility. The source material used for this profile does not provide a complete state-by-product matrix. The actual proposal and policy forms determine coverage.
Check the original material.
Product facts were checked against the official material below on November 1, 2026. Market websites may change before this profile is updated.
- Westchester official product information ↗Checked November 1, 2026
- Westchester underwriting-company disclosure ↗Checked November 1, 2026
Published by Hedge Specialty. Send a correction if a product or program has changed.