What to know about Rainbow Restaurant Insurance.
- Rainbow’s restaurant program combines property and general liability in a business owners policy and lists excess liability. [1]
- The published restaurant offering identifies liquor liability, employment practices and cyber options. [1]
- Property examples include spoilage, business interruption, equipment breakdown and utility interruption; the published liquor appetite describes up to 65% alcohol sales. [1]
This is an individual program of Rainbow. Its product scope and eligibility should be reviewed separately from other programs.
Legal entities and underwriting.
The market name, licensed producer and insurance company can be different entities. These are the names and roles identified in the cited disclosures.
Rainbow MGA Insurance Agency, Inc. [2]
Licensed insurance agency
- California license
- 6008454
The restaurant offering is a program distributed by Rainbow. Its program page does not identify the issuing company for every jurisdiction; record that company from the actual quotation. [1]
Registration and license details identify an entity and its role. They do not by themselves establish that a particular product, state, limit or account is eligible.
Make the request specific.
Hedge’s preparation guidance for this type of placement:
- Separate alcohol, food, delivery and entertainment revenue and describe hours of operation.
- Identify cooking protection, inspections, equipment values and the consequences of spoilage or utility failure.
Include the named insured, locations, requested lines and limits, effective date, existing applications and available loss information. Start with what you have; the team can identify what is missing.
Check the details that change the fit.
How do I get a quote with Rainbow Restaurant Insurance?
Choose “Get a quote with Rainbow Restaurant Insurance” and tell us about your client. Hedge carries your market selection into the submission, helps complete the account and works on the available terms.
Does this profile confirm my account is eligible?
The published specialties are a starting point. State, business activity, loss history, requested coverage, limits and effective date can change eligibility. The source material used for this profile does not provide a complete state-by-product matrix. The actual proposal and policy forms determine coverage.
Check the original material.
Product facts were checked against the official material below on November 1, 2026. Market websites may change before this profile is updated.
- Rainbow Restaurant Insurance official product information ↗Checked November 1, 2026
- Rainbow agency licenses ↗Checked November 1, 2026
Published by Hedge Specialty. Send a correction if a product or program has changed.