Auto body & paint shops in California · Edge · Hedge E&S
Edge in California, case by case / P&C

Auto body & paint shops in California.

Collision and paint shops with permitted booth & venting.

NAICS   811121
Also known as   body shop, collision repair

BAR license required; CARB air permit copy at bind.

Coverage

What we'd quote.

Standard limits on a clean auto body & paint shops submission. Excess towers structured on request.

General Liability $1M / $2M General Liability wholesale → Garagekeepers $500K Garagekeepers wholesale → Commercial Property $2M / loc Commercial Property wholesale → Pollution $500K Pollution wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Permitted booth with active maintenance
02 Insurance-direct repair shop
03 No fleet / OEM exclusivity
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Paint booth permits + venting docs
  • 02Air permit (where required by state)
  • 03Solvent disposal vendor
  • 04Lift count + customer cars max
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write auto body & paint shops in California?

Case by case in California. BAR license required; CARB air permit copy at bind. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.

What's different about auto body & paint shops in California?

BAR license required; CARB air permit copy at bind. That's the carve-out brokers need to know about up front. Everything else mirrors the base auto body & paint shops appetite. See the Submission section for the full list.

What limits will Hedge offer on auto body & paint shops in California?

General Liability to $1M / $2M; Garagekeepers to $500K; Commercial Property to $2M / loc; Pollution to $500K. Excess towers are structured on request. State-specific carve-outs (e.g. CA California wind / wildfire / labor-law endorsements) priced individually.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671