Community association crime insurance · Yes · Hedge E&S
Hedge / Appetite / Community association crime
● Actively writing / Management

Community association crime.

Employee theft, forgery, computer crime, and social engineering for community associations. $10K to $5M limits.

NAICS   813990 · 813410 · 531312
Also known as   HOA crime, condo crime, association employee theft, association forgery, community association fidelity
Submit a risk Check another class
Coverage

What we'd quote.

Standard limits on a clean community association crime submission. Excess towers structured on request.

Employee Theft $10K to $5M Employee Theft wholesale → Employee Theft of Unit Owner Property Included Employee Theft of Unit Owner Property wholesale → Forgery and Alteration $10K to $5M Forgery and Alteration wholesale → Computer Crime and Funds Transfer Fraud $10K to $5M Computer Crime and Funds Transfer Fraud wholesale → Social Engineering $150K max sublimit Social Engineering wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 HOAs, condos, co-ops, PUDs, commercial associations
02 Documented financial controls
03 Independent CPA-prepared financials
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Bank reconciliation cadence
  • 02Dual-control banking policy
  • 03Property manager bond status
  • 04Prior crime losses (5-year)
  • 05Treasurer and bookkeeper change history
Related

Adjacent classes.

Often relevant to a submission in this class.

Management Community association D&O Management Community association excess liability Management Employment Practices Liability Management PEO & staffing firm EPLI
FAQ

Common questions.

Does Hedge write community association crime?

Yes. Community association crime is in appetite. Employee theft, forgery, computer crime, and social engineering for community associations. $10K to $5M limits. First response inside 30 minutes during business hours.

What does Hedge need to quote community association crime?

Bank reconciliation cadence; Dual-control banking policy; Property manager bond status; Prior crime losses (5-year); plus 1 more standard item. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on community association crime?

Employee Theft to $10K to $5M; Employee Theft of Unit Owner Property to Included; Forgery and Alteration to $10K to $5M; Computer Crime and Funds Transfer Fraud to $10K to $5M; Social Engineering to $150K max sublimit. Excess towers are structured on request.

Does Hedge write HOA crime?

HOA crime is one of the ways brokers describe community association crime, and yes, we handle it under our Community association crime appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED   2026-05-29    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671