Employment Practices Liability insurance · Yes · Hedge E&S
Hedge / Appetite / Employment Practices Liability
● Actively writing / Management

Employment Practices Liability.

EPL for any commercial risk, including third-party (customer harassment).

Also known as   EPL, EPLI, wrongful termination, harassment
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Coverage

What we'd quote.

Standard limits on a clean employment practices liability submission. Excess towers structured on request.

EPL $3M / $3M EPL wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 50-500 employees, in-house HR
02 Standard handbook + training
03 Clean claims history
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Employee count + state breakdown
  • 02HR function: in-house or outsourced?
  • 035-year claims history
  • 04Recent layoffs / RIFs
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Employment Practices Liability in California
CA · Edge, case by case
PAGA exclusion may apply. California exposure individually rated.
Related

Adjacent classes.

Often relevant to a submission in this class.

Management Private company D&O
FAQ

Common questions.

Does Hedge write employment practices liability?

Yes. Employment Practices Liability is in appetite. EPL for any commercial risk, including third-party (customer harassment). First response inside 30 minutes during business hours.

What does Hedge need to quote employment practices liability?

Employee count + state breakdown; HR function: in-house or outsourced?; 5-year claims history; Recent layoffs / RIFs. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on employment practices liability?

EPL to $3M / $3M. Excess towers are structured on request.

Does Hedge write EPL?

EPL is one of the ways brokers describe employment practices liability, and yes, we handle it under our Employment Practices Liability appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671