Delivery & courier wholesale insurance · Edge · Hedge E&S
Hedge / Appetite / Delivery & courier
● Edge, case by case / P&C

Delivery & courier.

Last-mile delivery, cargo vans, sprinter fleets. DSP-type operations referred case by case.

NAICS   492110 · 492210
Also known as   last mile, sprinter van, cargo van, Amazon DSP
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Coverage

What we'd quote.

Standard limits on a clean delivery & courier submission. Excess towers structured on request.

Commercial Auto $1M CSL Commercial Auto wholesale → Hired & Non-Owned Auto $1M Hired & Non-Owned Auto wholesale → Cargo $25K Cargo wholesale → General Liability $1M / $2M General Liability wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 W-2 drivers with local routes
02 Contracted base, < 25 vans
03 Daytime operations
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Fleet size + vehicle types
  • 02Contracts with Amazon/FedEx etc.
  • 03Driver MVRs + 1099 vs. W-2
  • 04Service area + hours
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write delivery & courier?

Case by case. Delivery & courier fits our broader appetite, but the specific file needs the extra detail in the Submission section before we can quote. Last-mile delivery, cargo vans, sprinter fleets. DSP-type operations referred case by case.

What does Hedge need to quote delivery & courier?

Fleet size + vehicle types; Contracts with Amazon/FedEx etc.; Driver MVRs + 1099 vs. W-2; Service area + hours. Pulling these together with the file gets you to a quote in hours.

Why is delivery & courier edge for Hedge instead of a clean yes?

Delivery & courier can fit, but specific files vary. The Sweet spot section above lists what we quote without referral. Send the file with the Submission items and we'll come back inside the hour with a quote, a clear set of subjectivities, or a redirect.

Does Hedge write last mile?

Last mile is one of the ways brokers describe delivery & courier, and the same edge appetite applies: case by case. The Sweet spot section above covers what we quote without referral. Send the file with the Submission items and we'll come back inside the hour.

· LAST REVIEWED   2026-05-29    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671