Delivery & courier wholesale insurance · Edge · Hedge E&S
Hedge / Appetite / Delivery & courier
Edge, case by case / P&C

Delivery & courier.

Last-mile delivery, cargo vans, sprinter fleets. DSP-type operations referred case by case.

NAICS   492110 · 492210
Also known as   last mile, sprinter van, cargo van, Amazon DSP
Coverage

What we'd quote.

Standard limits on a clean delivery & courier submission. Excess towers structured on request.

Commercial Auto $1M CSL Commercial Auto wholesale → Hired & Non-Owned Auto $1M Hired & Non-Owned Auto wholesale → Cargo $25K Cargo wholesale → General Liability $1M / $2M General Liability wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 W-2 drivers with local routes
02 Contracted base, < 25 vans
03 Daytime operations
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Fleet size + vehicle types
  • 02Contracts with Amazon/FedEx etc.
  • 03Driver MVRs + 1099 vs. W-2
  • 04Service area + hours
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write delivery & courier?

Case by case. Delivery & courier fits our broader appetite, but the specific file needs the extra detail in the Submission section before we can quote. Last-mile delivery, cargo vans, sprinter fleets. DSP-type operations referred case by case.

What does Hedge need to quote delivery & courier?

Fleet size + vehicle types; Contracts with Amazon/FedEx etc.; Driver MVRs + 1099 vs. W-2; Service area + hours. Pulling these together with the file gets you to a quote in hours.

Why is delivery & courier edge for Hedge instead of a clean yes?

Delivery & courier can fit, but specific files vary. The Sweet spot section above lists what we quote without referral; the Edge cases section flags the situations that push a submission to individual review. Send the file with the Submission items and we'll come back inside the hour with a quote, a clear set of subjectivities, or a redirect.

Does Hedge write last mile?

last mile is one of the ways brokers describe delivery & courier, and the same edge appetite applies: case by case. The Sweet spot section above covers what we quote without referral, and the Edge cases section flags what pushes a submission to individual review. Send the file with the Submission items and we'll come back inside the hour.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671