Small medical clinics in New York · Edge · Hedge E&S
Edge in New York, case by case / Professional

Small medical clinics in New York.

Primary care, family medicine, internal medicine. Surgical referred separately.

NAICS   621111 · 621112
Also known as   medical practice, doctor office, urgent care, family medicine

Long statute of limitations.

Coverage

What we'd quote.

Standard limits on a clean small medical clinics submission. Excess towers structured on request.

Medical Malpractice $1M / $3M Medical Malpractice wholesale → General Liability $1M / $2M General Liability wholesale → Cyber & Tech E&O $2M / $2M Cyber & Tech E&O wholesale → EPL $1M EPL wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Primary care, family medicine
02 Procedure-light practices
03 1-10 providers
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Specialty + procedures performed
  • 02Provider count (MD, NP, PA, RN)
  • 03Patient volume
  • 045-year claims history
By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Small medical clinics in California
CA · Edge, case by case
MICRA cap considerations.
Small medical clinics in Florida
FL · Edge, case by case
No MICRA cap.
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Allied health. PT, OT, chiropractic Professional Consultants & advisors Professional Cyber for any commercial
FAQ

Common questions.

Does Hedge write small medical clinics in New York?

Case by case in New York. Long statute of limitations. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.

What's different about small medical clinics in New York?

Long statute of limitations. That's the carve-out brokers need to know about up front. Everything else mirrors the base small medical clinics appetite. See the Submission section for the full list.

What limits will Hedge offer on small medical clinics in New York?

Medical Malpractice to $1M / $3M; General Liability to $1M / $2M; Cyber & Tech E&O to $2M / $2M; EPL to $1M. Excess towers are structured on request. State-specific carve-outs (e.g. NY New York wind / wildfire / labor-law endorsements) priced individually.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671