Same group. Different placements.
Start with the product that matches the account, then compare the terms. These are the individual programs we have reviewed.
- CNA Connect
CNA Connect is CNA’s small-businessowners policy, combining property and general liability with class-specific options. Source ↗
A small-business package worth reading beyond the headline. - CNA Paramount
CNA positions Paramount as a business package policy for midsized businesses. Source ↗
A middle-market package needs a schedule-level review.
The product facts behind the view.
- CNA lists businessowners and commercial-package policies alongside casualty, property, cyber, marine, management and professional liability, surety and workers compensation. [1]
- CNA Connect is CNA’s small-businessowners policy. [2]
- CNA Paramount is a package policy positioned for midsized businesses. [3]
- CNA National Accounts describes primary and international casualty, umbrella and excess, financial risks, and shared/layered or ground-up property. [4]
- CNA publishes risk-control tools, education, assessments and industry-specific resources. [5]
Questions to resolve before binding.
Use these illustrative scenarios to review a proposal. They are questions to ask, not statements that a loss is covered.
A damaged machine delays reopening
Does the proposed package cover the machine, the interruption and the resulting extra expense, and do they operate under the same trigger and period?
A customer alleges a service error
Is that service within an applicable professional-liability coverage, or is the client relying on general liability for a different kind of allegation?
The business opens another location
What reporting, property limits and liability aggregates apply to the new premises, and do they match the expanded operation?
A better submission starts here.
Hedge’s preparation guidance for this placement:
- Identify whether the client fits a small-business package, a middle-market package or a larger structured program; provide the complete operations and location schedule.
- Describe the time needed to restart after property or equipment damage and identify any dependent locations or suppliers.
- Separate professional, cyber and management-liability needs from the property/general-liability package and list the limits required by contracts.
Include the named insured, locations, requested lines and limits, effective date, existing applications and available loss information. Start with what you have; we can identify what is missing.
Legal entities and underwriting.
The market name, licensed producer and insurance company can be different entities. These are the names and roles identified in the cited disclosures.
American Casualty Company of Reading, Pennsylvania [6]
Insurance company identified in the group disclosure
Columbia Casualty Company [6]
Insurance company identified in the group disclosure
Continental Casualty Company [6]
Insurance company identified in the group disclosure
The Continental Insurance Company [6]
Insurance company identified in the group disclosure
The Continental Insurance Company of New Jersey [6]
Insurance company identified in the group disclosure
National Fire Insurance Company of Hartford [6]
Insurance company identified in the group disclosure
Transportation Insurance Company [6]
Insurance company identified in the group disclosure
Valley Forge Insurance Company [6]
Insurance company identified in the group disclosure
CNA’s disclosure identifies Columbia Casualty Company as a surplus-lines carrier. The companies listed here come from that group disclosure and are not a product-by-product issuer map. [6]
Registration and license details identify an entity and its role. They do not by themselves establish that a particular product, state, limit or account is eligible.
The practical questions.
How do I get a quote with CNA?
Choose “Get a quote with CNA” and tell us about your client. Hedge carries your market selection into the submission, helps complete the account and works on the available terms. You can review the proposal before making a coverage decision.
Does this profile confirm my account is eligible?
The published specialties are a starting point. State, business activity, loss history, requested coverage, limits and effective date can change eligibility. The sources used here do not provide a complete state-by-product matrix. The actual proposal and policy forms determine coverage.
Is this an independent rating of CNA?
No. Hedge is an insurance intermediary and has a commercial interest in helping agents place business. Our commentary explains the placement questions we draw from the cited material. It does not report a customer satisfaction score, firsthand claims experience or an endorsement by CNA.
Read what we read.
Product facts were checked against the official material below on November 1, 2026. Our commentary is identified as Hedge’s analysis. Market websites and underwriting terms can change.
- CNA business insurance products ↗Checked November 1, 2026
- CNA Connect small-business policy features ↗Checked November 1, 2026
- CNA Paramount business package ↗Checked November 1, 2026
- CNA National Accounts ↗Checked November 1, 2026
- CNA risk-control services ↗Checked November 1, 2026
- CNA licensing disclosure and underwriting companies ↗Checked November 1, 2026
Published by Hedge Specialty. Send a correction if a product or program has changed.
What stands out, and why it matters.
Small business and middle market have different package starting points.
CNA positions Connect as a businessowners policy for small businesses and Paramount as a package for midsized businesses. [3] [2]
Start with the locations, operations, values and coverage needs, then determine the appropriate product. A business that has grown beyond a simple premises risk may need a different package discussion, rather than more endorsements added to an old assumption about size.
Business-income duration deserves a deliberate choice.
CNA Connect publishes a 12-month actual-loss-sustained basis for business income and extra expense, with options up to 24 months. [2]
Use the client’s rebuilding and restart estimate to test that period. Ask how waiting periods, dependent property, extended business income and equipment-related interruption operate in the quoted form; the headline duration does not answer every recovery question.
Some useful additions are options, not universal protections.
The Connect page identifies optional professional-liability coverages for various classes and data-breach liability/privacy-event expense by endorsement. [2]
Make a separate list of the service, data and governance exposures the client needs insured. Then reconcile that list against the actual endorsements and limits. A package name should not become a shortcut for assuming every related liability is included.
The prevention resources can inform the account discussion.
CNA’s risk-control page lists in-person and virtual assessments, education and resources for product and industry exposures. [5]
Identify which operational problems the client is prepared to work on, such as water damage, equipment or driver controls. Ask which services are available for the proposed account and how recommendations will be handled, without promising a premium reduction or a particular service level.