The product facts behind the view.
- CNA Connect is CNA’s small-businessowners policy, combining property and general liability with class-specific options. [1]
- The Connect page publishes 12-month actual-loss-sustained business income and extra expense, with options to extend to 24 months. [1]
- The published package lists equipment breakdown, optional professional-liability coverages and optional data-breach liability/privacy-event expense endorsements. [1]
This is an individual program of CNA. Review its own product scope separately from the other offerings.
Questions to resolve before binding.
Use these illustrative scenarios to review a proposal. They are questions to ask, not statements that a loss is covered.
A key supplier stops operating
Does dependent-property coverage apply to that supplier and cause of interruption, with an adequate limit and recovery period?
A contractor needs completed-operations additional-insured status
Does the attached endorsement address the required party and completed work, and do the contract and operations fall within its terms?
A breach exposes customer records
Which data-breach endorsement is attached, what response costs and liability are addressed, and which separate cyber needs remain?
A better submission starts here.
Hedge’s preparation guidance for this placement:
- Provide the insured entities, complete operations, location and property-value schedules, loss information and target effective date.
- List the client’s contract requirements and the losses the proposed package most needs to address; compare each against the actual forms and endorsements.
Include the named insured, locations, requested lines and limits, effective date, existing applications and available loss information. Start with what you have; we can identify what is missing.
Legal entities and underwriting.
The market name, licensed producer and insurance company can be different entities. These are the names and roles identified in the cited disclosures.
American Casualty Company of Reading, Pennsylvania [2]
Insurance company identified in the group disclosure
Columbia Casualty Company [2]
Insurance company identified in the group disclosure
Continental Casualty Company [2]
Insurance company identified in the group disclosure
The Continental Insurance Company [2]
Insurance company identified in the group disclosure
The Continental Insurance Company of New Jersey [2]
Insurance company identified in the group disclosure
National Fire Insurance Company of Hartford [2]
Insurance company identified in the group disclosure
Transportation Insurance Company [2]
Insurance company identified in the group disclosure
Valley Forge Insurance Company [2]
Insurance company identified in the group disclosure
The CNA group disclosure identifies these underwriting companies but does not map this product to a single issuer in every state. Record the actual insurance company named in the proposal. [2]
Registration and license details identify an entity and its role. They do not by themselves establish that a particular product, state, limit or account is eligible.
The practical questions.
How do I get a quote with CNA Connect?
Choose “Get a quote with CNA Connect” and tell us about your client. Hedge carries your market selection into the submission, helps complete the account and works on the available terms. You can review the proposal before making a coverage decision.
Does this profile confirm my account is eligible?
The published specialties are a starting point. State, business activity, loss history, requested coverage, limits and effective date can change eligibility. The sources used here do not provide a complete state-by-product matrix. The actual proposal and policy forms determine coverage.
Is this an independent rating of CNA Connect?
No. Hedge is an insurance intermediary and has a commercial interest in helping agents place business. Our commentary explains the placement questions we draw from the cited material. It does not report a customer satisfaction score, firsthand claims experience or an endorsement by CNA Connect.
Read what we read.
Product facts were checked against the official material below on November 1, 2026. Our commentary is identified as Hedge’s analysis. Market websites and underwriting terms can change.
- CNA Connect small-business policy features ↗Checked November 1, 2026
- CNA underwriting-company disclosure ↗Checked November 1, 2026
Published by Hedge Specialty. Send a correction if a product or program has changed.
What stands out, and why it matters.
A longer restart may call for a different time-element choice.
Connect publishes a 12-month actual-loss-sustained business-income basis with options up to 24 months. [1]
Ask the client how long rebuilding, replacing specialist equipment and regaining trade could take. Use that estimate to compare the proposed duration, and check dependent-property and extended-income protection separately.
Liability features need to follow the work and the contract.
Connect’s published features include class-dependent professional-liability options and specific additional-insured features. [1]
List the services actually sold and the contractual insurance requirements. Confirm which endorsement is attached, who it covers and whether the client needs protection beyond the premises liability in the package.
Equipment and data exposures should be traced through the wording.
The Connect page discusses equipment breakdown, computer-related interruption and a data-breach liability/privacy-event expense option. [1]
A broken machine, a failed computer system and a privacy allegation are different scenarios. Ask the broker to trace each through the proposed coverage, including waiting periods and applicable limits, instead of assuming one technology-related feature answers all three.