What to know about Palomar.
- Palomar publishes commercial earthquake and inland marine insurance. [1]
- Its commercial product list also includes excess and surplus casualty, general casualty, healthcare liability, environmental liability, surety and crop insurance. [1]
- The company distinguishes fronting programs from its named commercial product categories. [1]
Legal entities and underwriting.
The market name, licensed producer and insurance company can be different entities. These are the names and roles identified in the cited disclosures.
Palomar Insurance Agency, Inc. dba Palomar General Insurance Agency [2]
Licensed agency
- California license
- 0K44953
Palomar Specialty Insurance Company [2]
Underwriting company
Domicile or place of incorporation: Oregon
Palomar Excess and Surplus Insurance Company [2]
Underwriting company
Domicile or place of incorporation: Arizona
Palomar Casualty and Surety Company [2]
Underwriting company
Palomar’s license page separates its agency from the companies that issue insurance. The company shown on the actual quotation determines the underwriting entity for a particular earthquake, casualty or surety product. [2]
Registration and license details identify an entity and its role. They do not by themselves establish that a particular product, state, limit or account is eligible.
Make the request specific.
Hedge’s preparation guidance for this type of placement:
- Specify the commercial product and identify any catastrophe-sensitive locations.
- For earthquake, provide construction details, retrofits, values and requested deductibles by location.
Include the named insured, locations, requested lines and limits, effective date, existing applications and available loss information. Start with what you have; the team can identify what is missing.
Check the details that change the fit.
How do I get a quote with Palomar?
Choose “Get a quote with Palomar” and tell us about your client. Hedge carries your market selection into the submission, helps complete the account and works on the available terms.
Does this profile confirm my account is eligible?
The published specialties are a starting point. State, business activity, loss history, requested coverage, limits and effective date can change eligibility. The source material used for this profile does not provide a complete state-by-product matrix. The actual proposal and policy forms determine coverage.
Check the original material.
Product facts were checked against the official material below on November 1, 2026. Market websites may change before this profile is updated.
- Palomar official product information ↗Checked November 1, 2026
- Palomar agency and underwriting companies ↗Checked November 1, 2026
Published by Hedge Specialty. Send a correction if a product or program has changed.