Cannabis & hemp in Michigan · Yes · Hedge E&S wholesale
Hedge / Appetite / Cannabis & hemp / Michigan
Actively writing in Michigan / Specialty

Cannabis & hemp in Michigan.

Licensed dispensaries, cultivators, and CBD retailers in legal states. Manufacturing reviewed individually.

NAICS   453998 · 111998 · 424690
Also known as   marijuana, dispensary, cultivator, CBD

Licensed operators only.

Coverage

What we'd quote.

Standard limits on a clean cannabis & hemp submission. Excess towers structured on request.

Commercial Property $10M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Product Liability $1M / $2M Product Liability wholesale → Crime $500K (cash) Crime wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Licensed retail dispensary
02 Indoor cultivation in compliant facility
03 CBD retail (hemp-derived)
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01State license + license type
  • 02Operation type (retail, cultivation, manufacturing, lab)
  • 03Security plan (cameras, vault, alarm)
  • 04Cash handling protocol
  • 05Distribution partners
By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Cannabis & hemp in California
CA · Actively writing
Licensed adult-use and medical operators.
Cannabis & hemp in Colorado
CO · Actively writing
Licensed operators only.
Cannabis & hemp in Massachusetts
MA · Actively writing
Licensed operators only.
Cannabis & hemp in Nevada
NV · Actively writing
Licensed operators only.
Cannabis & hemp in Washington
WA · Actively writing
Licensed operators only.
Cannabis & hemp in Oregon
OR · Actively writing
Licensed operators only.
Cannabis & hemp in New York
NY · Actively writing
Licensed adult-use operators.
Cannabis & hemp in Illinois
IL · Actively writing
Licensed operators only.
Cannabis & hemp in New Jersey
NJ · Actively writing
Licensed adult-use operators.
Cannabis & hemp in Arizona
AZ · Actively writing
Licensed operators only.
Cannabis & hemp in Florida
FL · Edge, case by case
Medical / hemp-CBD only; recreational not legal.
Cannabis & hemp in Texas
TX · Edge, case by case
Hemp/CBD retail only; cannabis not legal.
Cannabis & hemp in Georgia
GA · Edge, case by case
Hemp/CBD retail only.
Cannabis & hemp in North Carolina
NC · Edge, case by case
Hemp/CBD retail only.
Related

Adjacent classes.

Often relevant to a submission in this class.

Specialty Breweries & distilleries Specialty Ecommerce sellers Specialty Event production & rentals Specialty Full active appointment appetite
FAQ

Common questions.

Does Hedge write cannabis & hemp in Michigan?

Yes. We're actively writing cannabis & hemp in Michigan. Licensed operators only.

What's different about cannabis & hemp in Michigan?

Licensed operators only. Otherwise the file looks the same as a clean cannabis & hemp submission anywhere else. Standard subjectivities apply.

What limits will Hedge offer on cannabis & hemp in Michigan?

Commercial Property to $10M / loc; General Liability to $1M / $2M; Product Liability to $1M / $2M; Crime to $500K (cash). Excess towers are structured on request. State-specific carve-outs (e.g. MI Michigan wind / wildfire / labor-law endorsements) priced individually.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671