Hedge / Appetite / Cannabis & hemp / North Carolina

● Edge in North Carolina, case by case / Specialty

Cannabis & hemp in North Carolina.

Licensed dispensaries, cultivators, and CBD retailers in legal states. Manufacturing reviewed individually.

NAICS 453998 · 111998 · 424690

Also known as marijuana, dispensary, cultivator, CBD

Hemp/CBD retail only.

Submit a risk All states for this class

Coverage

What we'd quote.

Standard limits on a clean cannabis & hemp submission. Excess towers structured on request.

Commercial Property $10M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Product Liability $1M / $2M Product Liability wholesale → Crime $500K (cash) Crime wholesale →

Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Hemp/CBD retail storefront, properly licensed

02 Compliant labeling + third-party testing documentation

03 No THC cultivation, extraction, or sale on site

Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

01State license + license type
02Operation type (retail, cultivation, manufacturing, lab)
03Security plan (cameras, vault, alarm)
04Cash handling protocol
05Distribution partners

By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Cannabis & hemp in California

CA · Actively writing

Licensed adult-use and medical operators.

Cannabis & hemp in Colorado

CO · Actively writing

Licensed operators only.

Cannabis & hemp in Massachusetts

MA · Actively writing

Licensed operators only.

Cannabis & hemp in Nevada

NV · Actively writing

Licensed operators only.

Cannabis & hemp in Washington

WA · Actively writing

Licensed operators only.

Cannabis & hemp in Oregon

OR · Actively writing

Licensed operators only.

Cannabis & hemp in New York

NY · Actively writing

Licensed adult-use operators.

Cannabis & hemp in Illinois

IL · Actively writing

Licensed operators only.

Cannabis & hemp in New Jersey

NJ · Actively writing

Licensed adult-use operators.

Cannabis & hemp in Arizona

AZ · Actively writing

Licensed operators only.

Cannabis & hemp in Michigan

MI · Actively writing

Licensed operators only.

Cannabis & hemp in Florida

FL · Edge, case by case

Medical / hemp-CBD only; recreational not legal.

Cannabis & hemp in Texas

TX · Edge, case by case

Hemp/CBD retail only; cannabis not legal.

Cannabis & hemp in Georgia

GA · Edge, case by case

Hemp/CBD retail only.

Related

Adjacent classes.

Often relevant to a submission in this class.

Specialty Breweries & distilleries Specialty Ecommerce sellers Specialty Event production & rentals Specialty Full active appointment appetite

FAQ

Common questions.

Does Hedge write cannabis & hemp in North Carolina?

Case by case in North Carolina. Hemp/CBD retail only. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.

What's different about cannabis & hemp in North Carolina?

Hemp/CBD retail only. That's the carve-out brokers need to know about up front. Everything else mirrors the base cannabis & hemp appetite. See the Submission section for the full list.

What limits will Hedge offer on cannabis & hemp in North Carolina?

Commercial Property to $10M / loc; General Liability to $1M / $2M; Product Liability to $1M / $2M; Crime to $500K (cash). Excess towers are structured on request. State-specific carve-outs (e.g. NC North Carolina wind / wildfire / labor-law endorsements) priced individually.

· LAST REVIEWED 2026-05-19 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671