Cannabis & hemp wholesale insurance · Edge · Hedge E&S
Hedge / Appetite / Cannabis & hemp
Edge, case by case / Specialty

Cannabis & hemp.

Licensed dispensaries, cultivators, and CBD retailers in legal states. Manufacturing reviewed individually.

NAICS   453998 · 111998 · 424690
Also known as   marijuana, dispensary, cultivator, CBD
Coverage

What we'd quote.

Standard limits on a clean cannabis & hemp submission. Excess towers structured on request.

Commercial Property $10M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Product Liability $1M / $2M Product Liability wholesale → Crime $500K (cash) Crime wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Licensed retail dispensary
02 Indoor cultivation in compliant facility
03 CBD retail (hemp-derived)
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01State license + license type
  • 02Operation type (retail, cultivation, manufacturing, lab)
  • 03Security plan (cameras, vault, alarm)
  • 04Cash handling protocol
  • 05Distribution partners
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Cannabis & hemp in California
CA · Actively writing
Licensed adult-use and medical operators.
Cannabis & hemp in Colorado
CO · Actively writing
Licensed operators only.
Cannabis & hemp in Massachusetts
MA · Actively writing
Licensed operators only.
Cannabis & hemp in Nevada
NV · Actively writing
Licensed operators only.
Cannabis & hemp in Washington
WA · Actively writing
Licensed operators only.
Cannabis & hemp in Oregon
OR · Actively writing
Licensed operators only.
Cannabis & hemp in New York
NY · Actively writing
Licensed adult-use operators.
Cannabis & hemp in Illinois
IL · Actively writing
Licensed operators only.
Cannabis & hemp in New Jersey
NJ · Actively writing
Licensed adult-use operators.
Cannabis & hemp in Arizona
AZ · Actively writing
Licensed operators only.
Cannabis & hemp in Michigan
MI · Actively writing
Licensed operators only.
Cannabis & hemp in Florida
FL · Edge, case by case
Medical / hemp-CBD only; recreational not legal.
Cannabis & hemp in Texas
TX · Edge, case by case
Hemp/CBD retail only; cannabis not legal.
Cannabis & hemp in Georgia
GA · Edge, case by case
Hemp/CBD retail only.
Cannabis & hemp in North Carolina
NC · Edge, case by case
Hemp/CBD retail only.
Related

Adjacent classes.

Often relevant to a submission in this class.

Specialty Breweries & distilleries Specialty Ecommerce sellers Specialty Event production & rentals Specialty Full active appointment appetite
FAQ

Common questions.

Does Hedge write cannabis & hemp?

Case by case. Cannabis & hemp fits our broader appetite, but the specific file needs the extra detail in the Submission section before we can quote. Licensed dispensaries, cultivators, and CBD retailers in legal states. Manufacturing reviewed individually.

What does Hedge need to quote cannabis & hemp?

State license + license type; Operation type (retail, cultivation, manufacturing, lab); Security plan (cameras, vault, alarm); Cash handling protocol; plus 1 more standard items. Pulling these together with the file gets you to a quote in hours.

Why is cannabis & hemp edge for Hedge instead of a clean yes?

Cannabis & hemp can fit, but specific files vary. The Sweet spot section above lists what we quote without referral; the Edge cases section flags the situations that push a submission to individual review. Send the file with the Submission items and we'll come back inside the hour with a quote, a clear set of subjectivities, or a redirect.

Does Hedge write marijuana?

marijuana is one of the ways brokers describe cannabis & hemp, and the same edge appetite applies: case by case. The Sweet spot section above covers what we quote without referral, and the Edge cases section flags what pushes a submission to individual review. Send the file with the Submission items and we'll come back inside the hour.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671