Cannabis & hemp in Florida.
Cannabis & hemp in Florida is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Medical / hemp-CBD only; recreational not legal. Licensed dispensaries, cultivators, and CBD retailers in legal states. Manufacturing reviewed individually. Published target coverage includes Commercial Property with a published target of $10M / loc, General Liability with a published target of $1M / $2M, and Product Liability with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
Published target coverage.
These are starting-point lines and limits for a cannabis & hemp submission. Hedge confirms current fit, route, and available terms after account review.
Review coverage and submission requirements.
Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.
Stronger starting profile.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
What we need for placement review.
Including these items reduces back-and-forth. Additional underwriting information may be required.
- 01State license + license type
- 02Operation type (retail, cultivation, manufacturing, lab)
- 03Security plan (cameras, vault, alarm)
- 04Cash handling protocol
- 05Distribution partners
Other states for this class.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Related classes.
Often relevant to a submission in this class.
Common questions.
Does Hedge write cannabis & hemp in Florida?
Case by case in Florida. Medical / hemp-CBD only; recreational not legal. The base appetite guidance still applies, subject to account and market review.
What's different about cannabis & hemp in Florida?
Medical / hemp-CBD only; recreational not legal. This is the state-specific issue to address up front. The base cannabis & hemp guidance otherwise applies. See the Submission section for the current list.
What limits will Hedge offer on cannabis & hemp in Florida?
Commercial Property target up to $10M / loc; General Liability target up to $1M / $2M; Product Liability target up to $1M / $2M; Crime target up to $500K (cash). These are published targets, not promised terms. Medical / hemp-CBD only; recreational not legal. Available limits are confirmed after account and market review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671