Course of construction in Florida.
Course of construction in Florida is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Wind deductible mandatory during build. Builder's risk for ground-up + renovation projects up to $25M completed value. 12-month policies standard. Published target coverage includes Builder's Risk with a published target of $25M completed value, and Pollution with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
Published target coverage.
These are starting-point lines and limits for a course of construction submission. Hedge confirms current fit, route, and available terms after account review.
Review coverage and submission requirements.
Choose a coverage guide for line-specific details or open the submission guide for the first-packet checklist.
Stronger starting profile.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
What we need for placement review.
Including these items reduces back-and-forth. Additional underwriting information may be required.
- 01Total completed value
- 02Hard-cost breakdown + contractor
- 03Renovation: existing structure value
- 04Soft costs and ALE if needed
- 05Estimated completion date
Other states for this class.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Related classes.
Often relevant to a submission in this class.
Common questions.
Does Hedge write course of construction in Florida?
Case by case in Florida. Wind deductible mandatory during build. The base appetite guidance still applies, subject to account and market review.
What's different about course of construction in Florida?
Wind deductible mandatory during build. This is the state-specific issue to address up front. The base course of construction guidance otherwise applies. See the Submission section for the current list.
What limits will Hedge offer on course of construction in Florida?
Builder's Risk target up to $25M completed value; Pollution target up to $1M / $2M. These are published targets, not promised terms. Wind deductible mandatory during build. Available limits are confirmed after account and market review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671