Small medical clinics in New York is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Long statute of limitations. Primary care, family medicine, internal medicine. Surgical referred separately. Published target coverage includes Medical Malpractice with a published target of $1M / $3M, General Liability with a published target of $1M / $2M, and Cyber & Tech E&O with a published target of $2M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a small medical clinics submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Often relevant to a submission in this class.
Case by case in New York. Long statute of limitations. The base appetite guidance still applies, subject to account and market review.
Long statute of limitations. This is the state-specific issue to address up front. The base small medical clinics guidance otherwise applies. See the Submission section for the current list.
Medical Malpractice target up to $1M / $3M; General Liability target up to $1M / $2M; Cyber & Tech E&O target up to $2M / $2M; EPL target up to $1M. These are published targets, not promised terms. Long statute of limitations. Available limits are confirmed after account and market review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671