Review case by case in Florida / P&C

Convenience stores & gas stations in Florida.

Convenience stores & gas stations in Florida is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Tank pollution coverage mandatory; older tanks declined. Convenience stores with or without gas. Pollution add-on for fuel storage. Published target coverage includes Commercial Property with a published target of $2M / loc, General Liability with a published target of $1M / $2M, and Storage Tank Pollution with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   445120 · 447110
Also known as   c-store, bodega, corner store, deli
Coverage

Published target coverage.

These are starting-point lines and limits for a convenience stores & gas stations submission. Hedge confirms current fit, route, and available terms after account review.

Commercial Property $2M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Storage Tank Pollution $1M / $2M Storage Tank Pollution wholesale → Crime $25K / $50K Crime wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$2M / loc Commercial Property for convenience stores & gas stations Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for convenience stores & gas stations Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M Environmental and Pollution for convenience stores & gas stations Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for convenience stores & gas stations
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Double-wall tanks, < 20 years old
02 Monitored alarm + cameras
03 Daytime/evening hours only
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Tank age, material, monitoring
  • 02Last leak detection test
  • 03Lottery / check cashing as % revenue
  • 04Hours of operation
  • 05Robbery history (5-year)
By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Convenience stores & gas stations in Texas
TX · Review case by case
TCEQ leak detection compliance required.
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write convenience stores & gas stations in Florida?

Case by case in Florida. Tank pollution coverage mandatory; older tanks declined. The base appetite guidance still applies, subject to account and market review.

What's different about convenience stores & gas stations in Florida?

Tank pollution coverage mandatory; older tanks declined. This is the state-specific issue to address up front. The base convenience stores & gas stations guidance otherwise applies. See the Submission section for the current list.

What limits will Hedge offer on convenience stores & gas stations in Florida?

Commercial Property target up to $2M / loc; General Liability target up to $1M / $2M; Storage Tank Pollution target up to $1M / $2M; Crime target up to $25K / $50K. These are published targets, not promised terms. Tank pollution coverage mandatory; older tanks declined. Available limits are confirmed after account and market review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671