Review case by case in Texas / P&C

Convenience stores & gas stations in Texas.

Convenience stores & gas stations in Texas is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. TCEQ leak detection compliance required. Convenience stores with or without gas. Pollution add-on for fuel storage. Published target coverage includes Commercial Property with a published target of $2M / loc, General Liability with a published target of $1M / $2M, and Storage Tank Pollution with a published target of $1M / $2M. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.

NAICS   445120 · 447110
Also known as   c-store, bodega, corner store, deli
Coverage

Published target coverage.

These are starting-point lines and limits for a convenience stores & gas stations submission. Hedge confirms current fit, route, and available terms after account review.

Commercial Property $2M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Storage Tank Pollution $1M / $2M Storage Tank Pollution wholesale → Crime $25K / $50K Crime wholesale →
Knowledge graph

Go deeper by coverage and packet.

Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.

$2M / loc Commercial Property for convenience stores & gas stations Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M General Liability for convenience stores & gas stations Coverage context, underwriting facts, forms, and preparation guidance. $1M / $2M Environmental and Pollution for convenience stores & gas stations Coverage context, underwriting facts, forms, and preparation guidance.
Submission preparation
What to submit for convenience stores & gas stations
Open class checklist →
Sweet spot

Where this fits cleanly.

This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.

01 Double-wall tanks, < 20 years old
02 Monitored alarm + cameras
03 Daytime/evening hours only
Submission

What we need for placement review.

Including these items reduces back-and-forth. Additional underwriting information may be required.

  • 01Tank age, material, monitoring
  • 02Last leak detection test
  • 03Lottery / check cashing as % revenue
  • 04Hours of operation
  • 05Robbery history (5-year)
By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Convenience stores & gas stations in Florida
FL · Review case by case
Tank pollution coverage mandatory; older tanks declined.
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write convenience stores & gas stations in Texas?

Case by case in Texas. TCEQ leak detection compliance required. The base appetite guidance still applies, subject to account and market review.

What's different about convenience stores & gas stations in Texas?

TCEQ leak detection compliance required. This is the state-specific issue to address up front. The base convenience stores & gas stations guidance otherwise applies. See the Submission section for the current list.

What limits will Hedge offer on convenience stores & gas stations in Texas?

Commercial Property target up to $2M / loc; General Liability target up to $1M / $2M; Storage Tank Pollution target up to $1M / $2M; Crime target up to $25K / $50K. These are published targets, not promised terms. TCEQ leak detection compliance required. Available limits are confirmed after account and market review.

Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.

· LAST REVIEWED   2026-08-24    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671