Fix-and-flip & rehab investor in California is reviewed case by case in Hedge's current published wholesale appetite for licensed retail insurance brokers. Earthquake required with 10% minimum deductible. Property + GL for active rehab and flip projects up to $3M TIV and 12 units. Vacant during renovation OK with permits. Published target coverage includes Commercial Property with a published target of $3M TIV / loc, General Liability with a published target of $1M / $2M, and Flood with a published target of Optional, up to $250K. Hedge confirms current fit, the permitted submission route, and available terms after reviewing the account.
These are starting-point lines and limits for a fix-and-flip & rehab investor submission. Hedge confirms current fit, route, and available terms after account review.
Use the narrowest guide for the question. Coverage pages explain the line for this class; the submission guide organizes the first packet.
This profile is the strongest starting point. Hedge confirms current market fit and route after reviewing the account.
Including these items reduces back-and-forth. Additional underwriting information may be required.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Often relevant to a submission in this class.
Case by case in California. Earthquake required with 10% minimum deductible. The base appetite guidance still applies, subject to account and market review.
Earthquake required with 10% minimum deductible. This is the state-specific issue to address up front. The base fix-and-flip & rehab investor guidance otherwise applies. See the Submission section for the current list.
Commercial Property target up to $3M TIV / loc; General Liability target up to $1M / $2M; Flood target up to Optional, up to $250K. These are published targets, not promised terms. Earthquake required with 10% minimum deductible. Available limits are confirmed after account and market review.
Public appetite is directional and may change. It is not a quote, binder, coverage commitment, or confirmation of access to any named market. Hedge confirms current fit, route, and authority after reviewing the account.
· LAST REVIEWED 2026-08-24 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671